712 Ponder Point Dr, Sandpoint, ID 83864 Property Records

Bonner County property record for 712 Ponder Point Dr, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,932 sqft · built 1988
Lot Size	0.896 acres (39,030 sqft)
Owner	Individual Name on File
Tax Bill	$10,218 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RP003570020100A`

Property Details

APN / Parcel Number

Primary APN	`RP003570020100A`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	3 Stories
Building Area	2,932 sqft Finished Area
1st Floor Area	2,932 sqft
Basement Area	1,296 sqft
Finished Basement	1,296 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1991
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	39,030 sqft (0.896 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Gazebo	456 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	712 PONDER POINT DR
City	SANDPOINT
State	ID
Zip	83864-8670
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	12-57N-2W PONDER POINT 1ST ADD BLK 2 LOT 10
Legal Range	02W
Legal Township	57N
Legal Section	12
Legal Subdivision	PONDER POINT FIRST
Legal Block	2
Legal Lot Number	10
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1011
Census Tract	950203

Owner

712 Ponder Point Dr is owned and occupied by an individual who acquired it in October 2025.

Source: Bonner County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	712 PONDER POINT DR, SANDPOINT, ID 83864-8670
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Quit Claim Deed, Transfer · Conventional Mortgage WASHINGTON TRUST BANK
Jun 18, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2025
Deed Sale	Oct 22, 2025
Prior Sale	Oct 22, 2025 · Amount on File
Deed Document Number	20251053781
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BONNER ID
Recording Date	Oct 22, 2025
Property Address	712 PONDER POINT DR, SANDPOINT, ID 83864-8670
Document Number	0001053781
Map Reference	MB 2 PG 98
Instrument Date	Oct 22, 2025
Instrument	1053781
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	TITLEONE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 PONDER POINT DR, SANDPOINT, ID 83864-8670

Mortgage

Document Number	0001053782
Date	Oct 22, 2025
Instrument	1053782

Lender

Name	WASHINGTON TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Jun 18, 2021
Property Address	712 PONDER POINT DR, SANDPOINT, ID 83864-8670
Document Number	985543
Map Reference	MB 2 PG 98
Instrument Date	Jun 11, 2021
Instrument	985543
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	FIRST AMERICAN TITLE-SANDPOINT, FIRST AMERICAN TTL SANDPOINT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 PONDER POINT DR, SANDPOINT, ID 83864-8670

Mortgage

Document Number	985544
Date	Jun 18, 2021
Instrument	985544

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 712 Ponder Point Dr was $10,218, up 9.5% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,218.00 (+9.49%)	$2,882,870 (+0.3%) Land $2,195,340 Building $687,530	$2,882,870 (+0.3%) Land $2,195,340 Building $687,530
2025	$9,332.00 Homeowner's exemption	$2,874,280 Land $2,195,340 Building $678,940	$2,874,280 Land $2,195,340 Building $678,940
2023	$6,052.00 Homeowner's exemption	$1,919,019 Land $1,307,480 Building $611,539	$1,919,019 Land $1,307,480 Building $611,539

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 712 Ponder Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 units insured incl. 8 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 712 Ponder Point Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
MountainLink Fixed Wireless	250 / 50
T-Mobile Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: Verizon.

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