712 Pine St, Santa Rosa, CA 95404 Property Records

Sonoma County property record for 712 Pine St, Santa Rosa, CA 95404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,027 sqft · built 1928
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,710 (2025)
Deeds & Mortgages	Sep 2026 Reverse Mortgage Sep 2026 Reverse Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`009-273-002-000`

Property Details

APN / Parcel Number

Primary APN	`009-273-002-000`
Alternative APN	`009-273-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,027 sqft Living Area
1st Floor Area	1,027 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,800 sqft (0.11 acres)
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	009-273-002
Street Address	712 PINE ST
City	SANTA ROSA
State	CA
Zip	95404-5045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYSR
Legal Subdivision	WHEELERS 2ND ADD
Legal Block	3
Legal Lot Number	235
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	3
Census Block	3007
Census Tract	151900

Owner

Source: Sonoma County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	712 PINE ST, SANTA ROSA, CA 95404-5045
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Reverse Mortgage MONEY HOUSE
Sep 1, 2026	Deed of Trust · Reverse Mortgage FIDELITY NATIONAL TITLE
Jan 2, 2024	Intrafamily Transfer, Transfer · Reverse Mortgage SOUTH RIVER MORTGAGE LLC
Jan 2, 2024	Intrafamily Transfer, Transfer · Reverse Mortgage SOUTH RIVER MORTGAGE LLC
Nov 15, 2021	Intrafamily Transfer, Transfer · Stand-Alone Refinance POINT DIGITAL FINANCE INC
Aug 6, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 1, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 9, 2021
Transfer Doc	0000123867
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Recording Date	Sep 1, 2026
Property Address	712 PINE ST, SANTA ROSA, CA 95404-5045
Document Number	0000045039
Instrument Date	Aug 27, 2026
Instrument	202645039
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 PINE ST, SANTA ROSA, CA 95404-5045

Mortgage

Document Number	0000045039,
Date	Sep 1, 2026
Instrument	202645039

Lender

Name	MONEY HOUSE

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	927 Months
Due	Dec 22, 2103

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Recording Date	Sep 1, 2026
Property Address	712 PINE ST, SANTA ROSA, CA 95404-5045
Document Number	0000045040
Instrument Date	Aug 27, 2026
Instrument	202645040
Record Updated	Sep 9, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 PINE ST, SANTA ROSA, CA 95404-5045

Mortgage

Document Number	0000045040,
Date	Sep 1, 2026
Instrument	202645040

Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	927 Months
Due	Dec 22, 2103

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Jan 2, 2024
Property Address	712 PINE ST, SANTA ROSA, CA 95404-5045
Document Number	0000000033
Map Reference	MB 20 PG 25
Instrument Date	Dec 12, 2023
Instrument	2024000033
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	NOT AVAILABLE, SUMMIT SETTLEMENT SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	712 PINE ST, SANTA ROSA, CA 95404-5045

Mortgage

Document Number	0000000034
Date	Jan 2, 2024
Instrument	2024000034

Lender

Name	SOUTH RIVER MORTGAGE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.83%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2024
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.8%

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Jan 2, 2024
Property Address	712 PINE ST, SANTA ROSA, CA 95404-5045
Document Number	0000000033
Map Reference	MB 20 PG 25
Instrument Date	Dec 12, 2023
Instrument	2024000033
Transaction Type	Transfer
Record Updated	Feb 1, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	712 PINE ST, SANTA ROSA, CA 95404-5045

Mortgage

Document Number	0000000034
Date	Jan 2, 2024
Instrument	2024000034

Lender

Name	SOUTH RIVER MORTGAGE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.83%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2024
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.8%

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Nov 15, 2021
Property Address	712 PINE ST, SANTA ROSA, CA 95404-5045
Document Number	0000123867
Map Reference	MB 20 PG 25
Instrument Date	Jul 9, 2021
Instrument	2021123867
Transaction Type	Transfer
Record Updated	Dec 1, 2021
Title Company	NOT AVAILABLE, SPRUCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 PINE ST, SANTA ROSA, CA 95404-5045

Mortgage

Document Number	0000123868
Date	Nov 15, 2021
Instrument	2021123868

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	356 Months
Due	Jul 9, 2051

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Aug 6, 2019
Property Address	712 PINE ST, SANTA ROSA, CA 95404-5045
Document Number	0000054464
Instrument Date	Aug 2, 2019
Instrument	54464
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 PINE ST ALAMEDA CA 94501, ALAMEDA, CA 94501

August 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SONOMA CA
Recording Date	Aug 1, 2019
Property Address	712 PINE ST, SANTA ROSA, CA 95404-5045
Document Number	0000053349
Instrument Date	Jul 31, 2019
Instrument	53349
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	712 PINE ST SANTA ROSA CA 954045045, SANTA ROSA, CA 95404-5045

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Santa Rosa Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$149,332 (+2%) Land $65,703 Building $83,629
2025	$1,710.00 (+8.3%)	$146,405 (+4.04%) Land $64,415 Building $81,990
2023	$1,579.00 (+6.69%) Homeowner's exemption	$140,721 Land $61,914 Building $78,807
2022	$1,480.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 733 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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