712 Pine St, Decorah, IA 52101 Property Records

Winneshiek County property record for 712 Pine St, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 878 sqft · built 1950
Lot Size	0.212 acres (9,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Aug 2019)
Tax Bill	$2,688 (2026)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112122900600`

Property Details

APN / Parcel Number

Primary APN	`112122900600`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	878 sqft Living Area
Basement Area	878 sqft
Finished Basement	425 sqft
Unfinished Basement	878 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,240 sqft (0.212 acres)
Lot Dimensions	132 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	712 PINE ST
City	DECORAH
State	IA
Zip	52101-2244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 7 SUBDV OF LOTS 1-16 BLK 1 S DEC LOWES SUBDIV
Legal Range	08W
Legal Township	98N
Legal Section	21
Legal Subdivision	LOWES SUBDIVISION
Legal Block	1
Legal Lot Number	1-16
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	2
Census Block	2021
Census Tract	950300

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	712 PINE ST, DECORAH, IA 52101-2244
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2019 · Amount on Record
Deed Sale	Aug 15, 2019 · Amount on Record
Prior Sale	Jun 4, 2015 · Amount on Record
Deed Document Number	20192259
Deed Book / Page	2019 / 2259
Last Transfer Date	Jan 8, 2026
Transfer Doc	0000000056
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Aug 15, 2019
Property Address	712 PINE ST, DECORAH, IA 52101-2244
Document Number	02019/2259
Book / Page	2019 / 2259
Instrument Date	Aug 14, 2019
Instrument	2259
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 PINE ST, DECORAH, IA 52101-2244

Mortgage

Document Number	02019/2260
Date	Aug 15, 2019
Book Page	2019/2260
Instrument	2260

Lender

Name	DECORAH BANK & TRUST COMPANY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,688.00	$166,280 (-) Land $29,400 Building $136,880	$166,280 (-) Land $29,400 Building $136,880
2025	$2,688.00 (+4.11%) Homeowner's exemption	$166,280 (+12.82%) Land $29,400 Building $136,880	$166,280 (+12.82%) Land $29,400 Building $136,880
2024	$2,582.00 (+4.62%)
2023		$147,390 (+15.75%) Land $29,400 Building $117,990	$147,390 (+15.75%) Land $29,400 Building $117,990
2022	$2,468.00	$127,330 Land $24,500 Building $102,830
2021			$127,330 Land $24,500 Building $102,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: GigFire.

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