712 Peat Bed Rd, Hannibal, NY 13074 Property Records

Oswego County and Hannibal Town property record for 712 Peat Bed Rd, Hannibal, NY 13074

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,899 sqft · built 1850
Lot Size	29.8 acres (1,301,137 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Jul 2022)
Tax Bill	$5,928 (2026)
Deeds & Mortgages	Oct 2025 Second Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`353089 250.00-01-20`

Property Details

APN / Parcel Number

Primary APN	`353089 250.00-01-20`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,899 sqft Living Area
1st Floor Area	1,161 sqft
2nd Floor Area	513 sqft
Upper Floors Area	225 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	1,301,137 sqft (29.8 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	492 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	712 PEAT BED RD
City	HANNIBAL
State	NY
Zip	13074-2285
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AR
Legal Block	1
Legal Lot Number	20.000
Jurisdiction	OSWEGO NY
Township / Civil Division	HANNIBAL
Census Block Group	2
Census Block	2010
Census Tract	21300

Owner

712 Peat Bed Rd, a rural home, is owned and occupied by two individuals who bought it in July 2022.

Source: Oswego County and Hannibal Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	712 PEAT BED RD, HANNIBAL, NY 13074-2285
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OSWEGO COUNTY FCU
Jul 14, 2022	Warranty Deed, Transfer · FHA Mortgage M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2022 · Amount on File
Deed Sale	Jul 14, 2022 · Amount on File
Deed Document Number	20227608
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	712 PEAT BED RD, HANNIBAL, NY 13074-2285
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 PEAT BED RD, HANNIBAL, NY 13074-2285

Mortgage

Document Number	0000009697
Date	Oct 31, 2025
Instrument	R-2025-009697

Lender

Name	OSWEGO COUNTY FCU
Type	Credit Union
Address	OSWEGO, NY 13126

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 10, 2035

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jul 14, 2022
Property Address	712 PEAT BED RD, HANNIBAL, NY 13074-2285
Document Number	0000007608
Instrument Date	Jun 11, 2022
Instrument	R-2022-007608
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	712 EAT BED ROAD, 712, HANNIBAL, NY 13074

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4956 MICANDREA DR, SYRACUSE, NY 13215-2434

Mortgage

Document Number	0000007609
Date	Jul 14, 2022
Instrument	R-2022-007609

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9%
Index	Other
Margin	3
Max Rate	9%

Tax Assessment & Valuation

The 2026 property tax bill for 712 Peat Bed Rd was $5,928, down 0.9% from the year before.

Source: Oswego County and Hannibal Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Hannibal Town
Unified School District	Hannibal Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,928.00 (-0.89%)
2025	$5,981.00	$140,000 Land $35,500 Building $104,500	$241,379 Land $61,207 Building $180,172
2023		$140,000 Land $35,500 Building $104,500	$208,955 Land $52,985 Building $155,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 712 Peat Bed Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 712 Peat Bed Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Peat Bed Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures