Cleveland County property record for 712 Oliver St, Norman, OK 73071
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 728 sqft · built 1940 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Feb 2024) |
| Tax Bill | $1,769 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Oct 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NC29ELLAD 1 4001 |
| Primary APN | NC29ELLAD 1 4001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 728 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Year Built | Built 1940 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Account Number | 33118 |
|---|---|
| Old Parcel Number | 33118 |
| Street Address | 712 OLIVER ST |
| City | NORMAN |
| State | OK |
| Zip | 73071-6224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ELLIOTT LOT 4 BLK 1 |
| Legal Range | 02W |
| Legal Township | 09N |
| Legal Section | 29 |
| Legal Quarter | NW |
| Legal Subdivision | ELLIOTT |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 200200 |
Source: Cleveland County records, as of February 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 712 OLIVER ST, NORMAN, OK 73071-6224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2024 | Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Oct 30, 2023 | Personal Representative Deed, Transfer CHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA |
| Jan 26, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage HGM INVESTMENTS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2024 · Amount on Record |
| Deed Sale | Feb 27, 2024 · Amount on Record |
| Prior Sale | Jan 26, 2024 · Amount on Record |
| Deed Document Number | R 2024 4759 |
| Deed Book / Page | 6637 / 675 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Feb 27, 2024 |
| Property Address | 712 OLIVER ST, NORMAN, OK 73071-6224 |
| Document Number | 0R20244759 |
| Book / Page | 6637 / 675 |
| Instrument Date | Feb 23, 2024 |
| Instrument | R 2024 4759 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2024 |
| Title Company | LEGACY TITLE OF CTRL FL, LEGACY TITLE OF OKALHOMA LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0R20244760 |
|---|---|
| Date | Feb 27, 2024 |
| Instrument | R 2024 4760 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Oct 30, 2023 |
| Property Address | 712 OLIVER ST, NORMAN, OK 73071-6224 |
| Document Number | R202329768 |
| Book / Page | 6602 / 1106 |
| Instrument Date | Sep 29, 2023 |
| Instrument | R 2023 29768 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2023 |
| Title Company | CHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA |
| Amount | Amount Recorded |
|---|---|
| Tax | $93.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 32431, EDMOND, OK 73003-0333 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Jan 26, 2024 |
| Property Address | 712 OLIVER ST, NORMAN, OK 73071-6224 |
| Document Number | 0R20241965 |
| Book / Page | 6627 / 1265 |
| Instrument Date | Sep 29, 2023 |
| Instrument | R 2024 1965 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $105.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4013 BLUE STAR ST, EDMOND, OK 73025 |
| Document Number | 0R20241966 |
|---|---|
| Date | Jan 26, 2024 |
| Instrument | R 2024 1966 |
| Name | HGM INVESTMENTS |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 8 Months |
| Due | Sep 28, 2024 |
Source: Cleveland County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,769.00 (+742.38%) Homeowner's exemption | $15,735 (+319.49%) Land $4,244 Building $11,491 | $131,130 (+210.12%) Land $35,367 Building $95,763 |
| 2023 | $210.00 (+4.48%) Homeowner's exemption | $3,751 (-) Land $776 Building $2,975 | $42,284 (-) Land $8,750 Building $33,534 |
| 2022 | $201.00 Homeowner's exemption | $3,751 Land $776 Building $2,975 | $42,284 Land $8,750 Building $33,534 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (2007–2015) |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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