712 Normandy Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 712 Normandy Rd, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,351 sqft · built 2014
Lot Size	0.196 acres (8,550 sqft)
Owner	2 Company Names on File
Last Sale	$2,660,000 (May 2026)
Tax Bill	$18,908 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`254-401-24-00`

Property Details

APN / Parcel Number

Primary APN	`254-401-24-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,351 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	8,550 sqft (0.196 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	712 NORMANDY RD
City	ENCINITAS
State	CA
Zip	92024-1826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 TR 015963
Legal Subdivision	ENCINITAS 11-89
Legal Tract	015963
Legal Block	2
Legal Lot Number	24
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2010
Census Tract	17601

Owner

Source: San Diego County records · APN 254-401-24-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	712 NORMANDY RD, ENCINITAS, CA 92024-1826
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
May 15, 2026	Grant Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 05, 2021	Intrafamily Transfer, Transfer
Sep 12, 2017	Grant Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Prior Sale	Sep 12, 2017 · Amount on Record
Deed Document Number	2026140246
Prior Transfer Date	Apr 27, 2021
Prior Transfer Doc	0000346013
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	712 NORMANDY RD, ENCINITAS, CA 92024-1826
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 NORMANDY RD, ENCINITAS, CA 92024-1826

Mortgage

Document Number	0000295367
Date	Oct 26, 2023
Instrument	2023-0295367

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 01, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 15, 2026
Property Address	712 NORMANDY RD, ENCINITAS, CA 92024-1826
Document Number	0000140246
Instrument Date	Apr 29, 2026
Instrument	2026.140246
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$295,526.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	712 NORMANDY RD, ENCINITAS, CA 92024-1826
Investor	Possibly a Property Investor

Mortgage

Document Number	0000140247,
Date	May 15, 2026
Instrument	2026.140247

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 05, 2021
Property Address	712 NORMANDY RD, ENCINITAS, CA 92024-1826
Document Number	0000346013
Map Reference	MAP 15963
Instrument Date	Apr 27, 2021
Instrument	2021-0346013
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 NORMANDY RD, ENCINITAS, CA 92024-1826

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 12, 2017
Property Address	712 NORMANDY RD, ENCINITAS, CA 92024-1826
Document Number	0000417652
Instrument Date	Aug 21, 2017
Instrument	417652
Transaction Type	Transfer
Record Updated	Sep 15, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,516.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	712 NORMANDY RD ENCINITAS CA 920241826, ENCINITAS, CA 92024-1826

Mortgage

Document Number	417653
Date	Sep 12, 2017
Instrument	417653

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,662,139 (+2%) Land $684,742 Building $977,397
2025	$18,908.00 (+6.37%) Homeowner's exemption	$1,629,549 (+4.04%) Land $671,316 Building $958,233
2023	$17,776.00 (+4.47%) Homeowner's exemption	$1,566,274 Land $645,249 Building $921,025
2022	$17,015.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730176012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2023, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 284 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Ting Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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