712 Nichols Ave, Checotah, OK 74426 Property Records

McIntosh County property record for 712 Nichols Ave, Checotah, OK 74426

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,230 sqft · built 1982
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on File
Last Sale	$56,000 (Mar 2022)
Tax Bill	$967 (2025)
Deeds & Mortgages	Mar 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`460026857`

Property Details

APN / Parcel Number

Primary APN	`460026857`
Alternative APN	`2020-00-006-011-0-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,230 sqft Living Area
1st Floor Area	1,230 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,498 sqft (0.241 acres)
Garage Type	Mixed
Garage Area	876 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	460026857
Street Address	712 NICHOLS AVE
City	CHECOTAH
State	OK
Zip	74426-5275
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11-13 BLK 6 CHECOTAH HEIGHTS #1 536/478 1023/143 1139/94
Legal Range	17E
Legal Township	11N
Legal Section	5
Legal Subdivision	CHECOTAH HEIGHTS #1
Legal Block	6
Legal Lot Number	11-13
Jurisdiction	MCINTOSH OK
Township / Civil Division	CHECOTAH
Census Block Group	1
Census Block	1053
Census Tract	779700

Owner

712 Nichols Ave is owned and occupied by two individuals who bought it in March 2022.

Source: McIntosh County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	712 NICHOLS AVE, CHECOTAH, OK 74426-5275
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2022 · Amount on File
Deed Sale	Mar 28, 2022 · Amount on File
Prior Sale	Mar 2, 2018 · Amount on File
Deed Document Number	20221692
Deed Book / Page	1139 / 94
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH OK
Recording Date	Mar 28, 2022
Property Address	712 NICHOLS AVE, CHECOTAH, OK 74426-5275
Document Number	0001139/94
Book / Page	1139 / 94
Instrument Date	Mar 23, 2022
Instrument	I-2022-001692
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	712 NICHOLS AVE, CHECOTAH, OK 74426-5275

Mortgage

Document Number	I2022001693
Date	Mar 28, 2022
Instrument	I-2022-001693

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	62 Months
Due	May 23, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 712 Nichols Ave was $967.

Source: McIntosh County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McIntosh County
Municipality	Checotah City
Unified School District	Checotah Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,490 (+4.99%) Land $700 Building $10,790	$104,461 (-23.36%) Land $6,367 Building $98,094
2025	$967.00	$10,944 (+2.43%) Land $667 Building $10,277	$136,294 (+40.32%) Land $8,925 Building $127,369
2024	$967.00 (+14.57%)	$10,684 (+7.64%) Land $635 Building $10,049	$97,133 (+7.64%) Land $5,775 Building $91,358
2023	$844.00	$9,926 Land $635 Building $9,291	$90,239 Land $5,775 Building $84,464

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 712 Nichols Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 712 Nichols Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHECOTAH PWA serves 3,481 people · EPA ID OK1020515
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025 Treatment failure resolved · Nov 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Cross Wireless Fiber	1,000 / 500
Vyve Broadband Cable	1,000 / 50