712 Naughton Dr, Crestview, FL 32536 Property Records

Okaloosa County property record for 712 Naughton Dr, Crestview, FL 32536

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,671 sqft · built 1988
Lot Size0.359 acres (15,658 sqft)
OwnerIndividual Name on File
Last Sale$184,900 (May 2018)
Tax Bill$2,097 (2025)
Deeds & MortgagesDec 2025 Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-597-3509-2

Property Details

APN / Parcel Number

Primary APNC56-000-597-3509-2
Alternative APN
  • 31-3N-23-056D-0005-0070

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,671 sqft Heated Area
Gross Area2,449 sqft
1st Floor Area1,671 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area15,658 sqft (0.359 acres)
Garage TypeFinished
Garage Area506 sqft
PorchOpen Porch
Porch Area272 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address712 NAUGHTON DR
CityCRESTVIEW
StateFL
Zip32536-9229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTRYVIEW EST 3RD ADD LOT 7 BLK 5
Legal Range23
Legal Township03N
Legal Section31
Legal SubdivisionCOUNTRYVIEW EST 3RD ADDN
Legal Block5
Legal Lot Number7
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group1
Census Block1012
Census Tract20602

Owner

712 Naughton Dr is owned and occupied by an individual who bought it in May 2018.

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address712 NAUGHTON DR, CRESTVIEW, FL 32536-9229
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2025Deed of Trust, Mortgage · Partial Claim Mortgage
US BANK NA
May 4, 2018Warranty Deed, Transfer · FHA Mortgage
WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2018 · Amount on File
Deed SaleMay 4, 2018 · Amount on File
Deed Document Number3205048
Deed Book / Page3348 / 4443
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address712 NAUGHTON DR, CRESTVIEW, FL 32536-9229
Transaction TypeMortgage
Record UpdatedDec 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address712 NAUGHTON DR, CRESTVIEW, FL 32536-9229

Mortgage

Document Number0003788705
DateDec 12, 2025
Instrument3788705
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypePartial Claim Mortgage
AmountAmount on Record
Term269 Months
DueMay 1, 2048

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMay 4, 2018
Property Address712 NAUGHTON DR, CRESTVIEW, FL 32536-9229
Document Number0033484443
Book / Page3348 / 4443
Map ReferenceMB10 PG82
Instrument DateApr 30, 2018
Instrument3205048
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyTHE MAIN STREET LAND TITLE C

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4821 GROVE ST, 4821, CRESTVIEW, FL 32539-5601

Transferred To (Grantee/Buyer)

NameVerified Name
Address712 NAUGHTON DR, CRESTVIEW, FL 32536-9229

Mortgage

Document Number0003205049
DateMay 4, 2018
Instrument3205049
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 712 Naughton Dr was $2,097 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,097.00 Homeowner's exemption$174,111$228,142 Land $47,080 Building $181,062
2023$1,985.00 (+3.28%) Homeowner's exemption$164,276 (+3%)$273,379 (+10.27%) Land $40,000 Building $233,379
2022$1,922.00 Homeowner's exemption$159,491$247,929 Land $28,719 Building $219,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 712 Naughton Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 712 Naughton Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRESTVIEW, CITY OF WATER DEPT.
serves 34,789 people · EPA ID FL1460182
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20

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