712 Nancy Ct, Sycamore, IL 60178 Property Records

DeKalb County property record for 712 Nancy Ct, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,338 sqft · built 2004
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$221,500 (May 2005)
Tax Bill	$6,336 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-21-458-013`

Property Details

APN / Parcel Number

Primary APN	`06-21-458-013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,338 sqft Living Area
Gross Area	1,714 sqft
1st Floor Area	1,338 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Retaining Wall
Roof Material	Asphalt
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	60 ft deep x 41 ft wide
Garage Type	Attached
Garage Area	376 sqft
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	0621458013
Street Address	712 NANCY CT
City	SYCAMORE
State	IL
Zip	60178-8801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 - HERON CREEK TOWNHOMES PUD
Legal Subdivision	HERON CREEK TOWNHOMES PUD
Legal Lot Number	10
Jurisdiction	DE KALB IL
Township / Civil Division	SYCAMORE
Census Block Group	2
Census Block	2048
Census Tract	401

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	712 NANCY CT, SYCAMORE, IL 60178-8801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Feb 9, 2019	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/OMAHA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2005 · Amount on Record
Deed Sale	May 6, 2005 · Amount on Record
Deed Document Number	20058206
Last Transfer Date	Jul 25, 2024
Transfer Doc	0000005230
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	712 NANCY CT, SYCAMORE, IL 60178-8801
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007510
Date	Jun 10, 2021
Instrument	2021007510

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	712 NANCY CT, SYCAMORE, IL 60178-8801
Document Number	0000001197
Instrument Date	Feb 9, 2019
Transaction Type	Mortgage
Record Updated	Mar 22, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	712 NANCY CT SYCAMORE IL 601788801, SYCAMORE, IL 60178-8801

Mortgage

Document Number	0000001197
Date	Feb 22, 2019
Instrument	1197

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sycamore Township
Municipality	Sycamore City
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$95,420 (+16.48%) Land $15,819 Building $79,601	$286,260 (+16.48%) Land $47,457 Building $238,803
2024	$6,336.00
2023		$81,923 Land $13,581 Building $68,342	$245,769 Land $40,743 Building $205,026

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYCAMORE serves 18,500 people · EPA ID IL0370550
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Frontier, Verizon.

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