712 N Webster St, Saginaw, MI 48602 Property Records

Saginaw County property record for 712 N Webster St, Saginaw, MI 48602

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,692 sqft · built 1882
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$95,392 (Aug 2023)
Tax Bill	$2,655 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Mar 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`91-50-0-20-3000-000`

Property Details

APN / Parcel Number

Primary APN	`91-50-0-20-3000-000`
Alternative APN	`15 0203 00000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,692 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,248 sqft

Exterior

Year Built	Built 1882
Effective Year Built	Effective 1882
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	712 N WEBSTER ST
City	SAGINAW
State	MI
Zip	48602-4537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 3,BLK.117,CITY OF SAGINAW IN DIVISION NORTH OF CASS STREET, ALSO W'LY 1/2 OF ADJ VACATED ALLEY
Legal Subdivision	OF SAGINAW IN DIVISION
Legal Block	117
Legal Lot Number	3
Legal Unit	3
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	1
Census Block	1011
Census Tract	1700

Owner

712 N Webster St is owned and occupied by an individual who bought it in August 2023.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	712 N WEBSTER ST, SAGINAW, MI 48602-4537
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Warranty Deed, Transfer · Conventional Mortgage ISABELLA BANK
Mar 26, 2020	Warranty Deed, Transfer NOT AVAILABLE
Nov 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2023 · Amount on File
Deed Sale	Aug 9, 2023 · Amount on File
Prior Sale	Aug 2, 2023 · Amount on File
Deed Document Number	202317954
Prior Transfer Date	Oct 23, 2018
Prior Transfer Doc	0000027989
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Aug 2, 2023
Property Address	712 N WEBSTER ST, SAGINAW, MI 48602-4537
Document Number	0000017565
Map Reference	LB 38 PG 292
Instrument Date	Jul 27, 2023
Instrument	2023017565
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	HOMELAND TITLE, HOMELAND TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 W HOLLAND AVE, SAGINAW, MI 48602-4356

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 N WEBSTER ST, SAGINAW, MI 48602-4537

Mortgage

Document Number	0000017566
Date	Aug 2, 2023
Instrument	2023017566

Lender

Name	ISABELLA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Mar 26, 2020
Property Address	712 N WEBSTER ST, SAGINAW, MI 48602-4537
Document Number	0000006688
Instrument Date	Mar 12, 2020
Instrument	6688
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$30.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	315 W HOLLAND AVE SAGINAW MI 486024356, SAGINAW, MI 48602-4356

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Nov 6, 2018
Property Address	712 N WEBSTER ST, SAGINAW, MI 48602-4537
Document Number	0000027989
Instrument Date	Oct 23, 2018
Instrument	27989
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1899 MCCULLOCH RD GLADWIN MI 486247326, GLADWIN, MI 48624-7326

Tax Assessment & Valuation

The 2025 property tax bill for 712 N Webster St was $2,655 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
Municipality	Saginaw City
Unified School District	Saginaw City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,000	$96,000
2025	$2,655.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 712 N Webster St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 712 N Webster St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAGINAW serves 44,058 people · EPA ID MI0005850
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Feb 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Air Advantage.

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