712 N Union St, Natchez, MS 39120 Property Records

Adams County property record for 712 N Union St, Natchez, MS 39120

Property Summary

Property TypeSingle Family Home
Details2 ba · 4,900 sqft · built 1832
OwnerCompany Name on Record
Tax Bill$19,398 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0009 0003 0041

Property Details

APN / Parcel Number

Primary APN0009 0003 0041
Alternative APNs
  • 002133
  • 2133

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms16 Rooms
Building Area4,900 sqft Living Area
1st Floor Area4,254 sqft
2nd Floor Area1,726 sqft
FlooringHardwood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1832
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Garage Area1,008 sqft
Parking Spaces4 Parking Spaces
Patio Area540 sqft
Utility Building144 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number2133
Street Address712 N UNION ST
CityNATCHEZ
StateMS
Zip39120-2951
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionH&L#712 N UNION ST BEING THE BURNS 41-111A-91
Legal Range03W
Legal Township07N
Legal Section16
JurisdictionADAMS MS
Township / Civil Division4
Census Block Group1
Census Block1014
Census Tract700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Upriver Residential District
listed 1983 · 389 contributing resources · NRIS 83004371

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Adams County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address712 N UNION ST, NATCHEZ, MS 39120-2951
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2020
Deed SaleAug 28, 2020
Prior SaleFeb 2, 2006
Deed Document Number0000028B83
Deed Book / Page28B / 83
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS MS
Property Address712 N UNION ST, NATCHEZ, MS 39120-2951
Transaction TypeMortgage
Record UpdatedDec 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3000 OLD CANTON RD 5, 5, JACKSON, MS 39216-4200

Mortgage

Document Number000954/542
DateAug 28, 2020
Book Page954/542
Instrument127773
Lender
NameUNITED MISSISSIPPI BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term301 Months
DueSep 5, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Adams County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyAdams County
MunicipalityNatchez City
Unified School DistrictNatchez-Adams School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,398.00 (+24.52%)$118,743 (+27.25%)$1,132,870 (+27.18%) Land $53,900 Building $1,078,970
2024$15,578.00$93,316 (+4.76%)$890,730 (-) Land $53,900 Building $836,830
2023$15,578.00 (+5.86%) Homeowner's exemption$89,073 (-4.55%) Land $5,390 Building $83,683$890,730 (-) Land $53,900 Building $836,830
2022$14,716.00$93,316
2021$890,730 Land $53,900 Building $836,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1979–2008)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2008 · Hurricane Gustav

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemADAMS CO W/A #4-KAISER LAKE
public/private · serves 8,078 people · EPA ID MS0010015
Water SourceGroundwater
Last State InspectionJan 2025
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20

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