712 N Spring St, Searcy, AR 72143 Property Records

White County property record for 712 N Spring St, Searcy, AR 72143

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,876 sqft · built 1957
Lot Size	0.281 acres (12,231 sqft)
Owner	Individual Name on File
Last Sale	$123,500 (Aug 2019)
Tax Bill	$894 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-02631-000`

Property Details

APN / Parcel Number

Primary APN	`016-02631-000`
Alternative APN	`43177`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,876 sqft Living Area
Gross Area	2,460 sqft
1st Floor Area	1,876 sqft
Basement Area	200 sqft
Flooring	Carpet

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Masonry Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	12,231 sqft (0.281 acres)
Garage Type	Attached
Garage Area	584 sqft
Driveway	Concrete Driveway
Driveway Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	712 N SPRING ST
City	SEARCY
State	AR
Zip	72143-3604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	---
Legal Range	07
Legal Township	07
Legal Section	03
Legal Subdivision	STEWARD ADD
Legal Block	1
Legal Lot Number	7
Jurisdiction	WHITE AR
Township / Civil Division	GRAY
Census Block Group	1
Census Block	1026
Census Tract	70402

Owner

712 N Spring St is owned and occupied by an individual who bought it in August 2019.

Source: White County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	712 N SPRING ST, SEARCY, AR 72143-3604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Aug 22, 2019	Warranty Deed, Transfer · USDA Mortgage BANK OF ENGLAND
Aug 9, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2019 · Amount on File
Deed Sale	Aug 22, 2019 · Amount on File
Prior Sale	Apr 12, 2010 · Amount on File
Deed Book / Page	2019 / 11511
Prior Transfer Date	Aug 9, 2019
Prior Transfer Doc	DEED2019/10929
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Recording Date	Oct 6, 2026
Property Address	712 N SPRING ST, SEARCY, AR 72143-3604
Document Number	0000014051
Instrument Date	Sep 28, 2026
Instrument	202614051
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 N SPRING ST, SEARCY, AR 72143-3604

Mortgage

Document Number	0000014051,
Date	Oct 6, 2026
Instrument	202614051

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	Aug 22, 2019
Property Address	712 N SPRING ST, SEARCY, AR 72143-3604
Document Number	DEED2019/11511
Book / Page	DEED 2019 / 11511
Instrument Date	Aug 21, 2019
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	WHITE COUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$409.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 606, BALD KNOB, AR 72010-0606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 N SPRING ST, SEARCY, AR 72143-3604

Mortgage

Document Number	MTG201916004
Date	Aug 22, 2019
Instrument	MTG 2019/16004

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHITE AR
Recording Date	Aug 9, 2019
Property Address	712 N SPRING ST, SEARCY, AR 72143-3604
Document Number	DEED2019/10929
Book / Page	DEED 2019 / 10929
Instrument Date	Aug 9, 2019
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 606, BALD KNOB, AR 72010-0606

Tax Assessment & Valuation

The 2025 property tax bill for 712 N Spring St was $894 with a homeowner's exemption.

Source: White County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	White County
Municipality	Searcy City
Unified School District	Searcy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$894.00 Homeowner's exemption	$25,440 Land $1,400 Building $24,040	$127,200 Land $7,000 Building $120,200
2023	$397.00 Homeowner's exemption	$25,440 Land $1,400 Building $24,040	$127,200 Land $7,000 Building $120,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 712 N Spring St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective June 21, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 712 N Spring St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 73% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEARCY WATERWORKS serves 28,196 people · EPA ID AR0000590
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Longview Cable Television Company Cable	1,000 / 50

May also be available: Verizon.

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