712 N Main St, Plainwell, MI 49080 Property Records

Allegan County property record for 712 N Main St, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,314 sqft · built 1900
Lot Size	0.947 acres (41,251 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,802 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`55-020-010-00`

Property Details

APN / Parcel Number

Primary APN	`55-020-010-00`
Alternative APN	`03-55-020-010-00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,314 sqft Living Area
1st Floor Area	1,204 sqft
Basement Area	1,028 sqft
Unfinished Basement	1,028 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Lot Area	41,251 sqft (0.947 acres)
Lot Dimensions	330 ft deep x 125 ft wide
Garage Area	2,288 sqft
Parking Spaces	8 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	712 N MAIN ST
City	PLAINWELL
State	MI
Zip	49080-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPLIT R1B
Legal Description	COM AT SW SEC 20 TH N ON SEC LIN 157 FT TH E ON LIN PPL WITH S SEC LIN 330 FT TH S 157 FT TO S LIN OF SD SEC TH W TO POB SEC 20 T1N R11W (68).
Legal Range	11W
Legal Township	01N
Legal Section	20
Jurisdiction	ALLEGAN MI
Township / Civil Division	PLAINWELL
Census Block Group	1
Census Block	1001
Census Tract	32100

Owner

712 N Main St is owned and occupied by two individuals who acquired it in July 2025.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	712 N MAIN ST, PLAINWELL, MI 49080-1321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 22, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2002
Deed Sale	Jun 7, 2002
Prior Sale	Jul 8, 1997 · Amount on File
Deed Book / Page	2250 / 601
Last Transfer Date	Jul 14, 2025
Transfer Doc	005049/540
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	712 N MAIN ST, PLAINWELL, MI 49080-1321
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 N MAIN ST, PLAINWELL, MI 49080-1321

Mortgage

Document Number	005114/696
Date	Mar 2, 2026
Book Page	5114/696
Instrument	2026002956

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Mar 2, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Mar 22, 2017
Property Address	712 N MAIN ST, PLAINWELL, MI 49080-1321
Document Number	4123/390
Book / Page	4123 / 390
Instrument Date	Mar 17, 2017
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2461 W BASELINE RD, 2461, PLAINWELL, MI 49080-9620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 N MAIN ST, PLAINWELL, MI 49080-1321

Tax Assessment & Valuation

The 2025 property tax bill for 712 N Main St was $4,802, up 2.2% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Plainwell City
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,000 (+3.29%) Land $41,900 Building $143,100	$370,000 (+3.29%) Land $83,800 Building $286,200
2025	$4,802.00 (+2.19%)	$179,100 Land $40,300 Building $138,800	$358,200 Land $80,600 Building $277,600
2024	$4,699.00
2023		$147,000 Land $33,900 Building $113,100	$294,000 Land $67,800 Building $226,200
2022	$4,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 712 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 712 N Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINWELL serves 3,998 people · EPA ID MI0005380
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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