712 N Fulton St, Payson, IL 62360 Property Records

Adams County property record for 712 N Fulton St, Payson, IL 62360

Property Summary

Property Type	Single Family Home
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Jun 2026)
Tax Bill	$5,022 (2024)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`180006000000`

Property Details

APN / Parcel Number

Primary APN	`180006000000`

Exterior

Lot Area	28,750 sqft (0.66 acres)

Location & Zoning

Street Address	712 N FULTON ST
City	PAYSON
State	IL
Zip	62360-1054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE SEC 07 3S7W BEG 1172.16FT S & 42.9FT E NW COR N 293FT E 100 S TO CTR OF RD NW TO POB PT NE SEC 7
Legal Range	07W
Legal Township	03S
Legal Section	07
Jurisdiction	ADAMS IL
Township / Civil Division	PAYSON
Census Block Group	3
Census Block	3002
Census Tract	10302

Owner

Source: Adams County records · APN 180006000000

Assessment roll updated May 4, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	712 N FULTON ST, PAYSON, IL 62360-1054
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Warranty Deed, Transfer · Conventional Mortgage LIBERTY BANK
Feb 17, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST BANKERS TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 17, 2026 · Amount on Record
Deed Sale	Jun 17, 2026 · Amount on Record
Prior Sale	Feb 17, 2021 · Amount on Record
Deed Document Number	20263571
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IL
Recording Date	Jun 17, 2026
Property Address	712 N FULTON ST, PAYSON, IL 62360-1054
Document Number	0000003571
Instrument Date	Jun 17, 2026
Instrument	20263571
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$43,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 N FULTON ST, PAYSON, IL 62360-1054
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003572,
Date	Jun 17, 2026
Instrument	20263572

Lender

Name	LIBERTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IL
Recording Date	Feb 17, 2021
Property Address	712 N FULTON ST, PAYSON, IL 62360-1054
Document Number	2021R01508
Instrument Date	Feb 12, 2021
Instrument	2021R-01508
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$321.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	712 N FULTON ST, PAYSON, IL 62360-1054

Mortgage

Document Number	2021R01509
Date	Feb 17, 2021
Instrument	2021R-01509

Lender

Name	FIRST BANKERS TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Adams County records · Assessment roll updated May 4, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Adams County
County Subdivision	Payson Township
Unified School District	Payson Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$89,580 (+21.99%) Land $3,130 Building $86,450	$268,740 (+21.99%) Land $9,390 Building $259,350
2024	$5,022.00 (+9.96%)
2022		$73,430 Land $2,570 Building $70,860	$220,290 Land $7,710 Building $212,580
2021	$4,567.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 23, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Adams Telephone Co-Operative Fiber	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	700 / 300
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
Illinois Electric Cooperative Fixed Wireless	100 / 20

Based on FCC filings for 3 locations within half a mile of this property.

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