Cooke County property record for 712 N Commerce St, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,540 sqft · built 1944 |
| Lot Size | 0.216 acres (9,422 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,689 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2300-070-00005 |
| Primary APN | 2300-070-00005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,540 sqft Living Area |
| Gross Area | 2,000 sqft |
| 1st Floor Area | 1,540 sqft |
| Storm Shelter | Storm Shelter |
| Storm Shutters | Storm Shutters |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Composition Shingle |
| Lot Area | 9,422 sqft (0.216 acres) |
| Porch | Slab |
| Porch Area | 160 sqft |
| Storage Building | 240 sqft |
| Cooling System | Window A/C |
|---|
| Account Number | 2300-070-00005 |
|---|---|
| Street Address | 712 N COMMERCE ST |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-3213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GAINESVILLE ADDN; BLOCK 70; TR 5 |
| Legal Subdivision | GAINESVILLE ADDN |
| Legal Tract | 5 |
| Legal Block | 70 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 500 |
712 N Commerce St is owned and occupied by an individual who acquired it in June 2014.
Source: Cooke County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 712 N COMMERCE ST, GAINESVILLE, TX 76240-3213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2014 |
| Deed Sale | Jun 13, 2014 |
| Deed Document Number | 201449103 |
| Deed Book / Page | 1947 / 534 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 712 N Commerce St was $2,689, up 5.9% from the year before.
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Municipality | Gainesville City |
| Unified School District | Gainesville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,689.00 (+5.87%) | $128,519 (+5.82%) Land $42,314 Building $86,205 | $128,519 (+5.82%) Land $42,314 Building $86,205 |
| 2025 | $2,540.00 (+11.26%) | $121,448 Land $42,314 Building $79,134 | $121,448 Land $42,314 Building $79,134 |
| 2024 | $2,283.00 | ||
| 2023 | $114,441 Land $35,246 Building $79,195 | $114,441 Land $35,246 Building $79,195 | |
| 2022 | $2,335.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 712 N Commerce St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 8 (1989–2009) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Apr 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 712 N Commerce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
May also be available: Element8, Nextlink, T-Mobile.
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