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712 N 31st St, Temple, TX 76504 Property Records

Bell County property record for 712 N 31st St, Temple, TX 76504

Property Summary

Property TypeCommercial
Details2 ba · 5,850 sqft · built 1973
Lot Size0.33 acres (14,375 sqft)
OwnerCompany Name on Record
Tax Bill$4,744 (2023)
Deeds & MortgagesAug 2022 Sale
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN0552130000

Property Details

APN / Parcel Number

Primary APN0552130000
Alternative APNs
  • 100179
  • 71171

Interior

Full Baths2 Baths
Stories1 Story
Building Area5,850 sqft Gross Area
1st Floor Area2,800 sqft
FlooringVinyl/Resilient
Interior WallsWood

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialBrick Veneer
Roof TypeFlat
Roof MaterialGravel
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions150 ft deep x 100 ft wide
View / LotCommercial
PorchOpen Porch
Porch Area510 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address712 N 31ST ST
CityTEMPLE
StateTX
Zip76504-2413
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeC
Legal DescriptionA0550BC C S MASTERS, OB 553, ACRES .33
Legal SubdivisionC S MASTERS
Legal Block1
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group1
Census Block1005
Census Tract20702

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address712 N 31ST ST, TEMPLE, TX 76504-2413
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2022Special Warranty Deed, Transfer
Jun 8, 2021Vendor's Lien, Transfer · Commercial Mortgage
VELOCITY COMMUNITY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 18, 2024
Deed SaleJul 18, 2024
Prior SaleMay 16, 2024
Deed Document Number202430668
Prior Transfer DateJul 2, 2023
Prior Transfer Doc0000030668
Record UpdatedSep 20, 2026

August 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionBELL TX
Recording DateAug 23, 2022
Property Address712 N 31ST ST, TEMPLE, TX 76504-2413
Document Number0000053326
Map ReferenceVOL 5572 PG 16
Instrument DateAug 17, 2022
Instrument2022053326
Transaction TypeTransfer
Record UpdatedNov 10, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1319 S 13TH ST, TEMPLE, TX 76504-5681

Transferred To (Grantee/Buyer)

NameVerified Name
Address1010 S MAIN ST, TEMPLE, TX 76504-5765

June 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateJun 8, 2021
Property Address712 N 31ST ST, TEMPLE, TX 76504-2413
Document Number0000036035
Instrument DateJun 1, 2021
Instrument2021036035
Transaction TypeTransfer
Record UpdatedJun 24, 2021
Title CompanyCENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3020 N 60TH ST, 3020, KILLEEN, TX 76543-2939

Transferred To (Grantee/Buyer)

NameVerified Name
Address1319 S 13TH ST, TEMPLE, TX 76504-5681

Mortgage

Document Number0000036036
DateJun 8, 2021
Instrument2021036036
Lender
NameVELOCITY COMMUNITY FCU
TypeCredit Union
Special NotesSeller Financed
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTemple City
Unified School DistrictTemple Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$273,302 (+32.08%) Land $91,136 Building $182,166$273,302 (+32.08%) Land $91,136 Building $182,166
2023$4,744.00 (+6.44%)$206,924 Land $17,969 Building $188,955$206,924 Land $17,969 Building $188,955
2022$4,457.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TEMPLE
serves 94,935 people · EPA ID TX0140005
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2019
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: Nextlink, Spectrum, T-Mobile.

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