712 N 1st Ave E, Duluth, MN 55805 Property Records

St. Louis County property record for 712 N 1st Ave E, Duluth, MN 55805

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,492 sqft · built 1902
Lot Size	0.161 acres (7,040 sqft)
Owner	Individual Name on Record
Tax Bill	$3,004 (2026)
Deeds & Mortgages	Aug 2025 Transfer Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-1050-00120`

Property Details

APN / Parcel Number

Primary APN	`010-1050-00120`
Alternative APN	`36811`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,492 sqft Gross Area
1st Floor Area	863 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	7,040 sqft (0.161 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	54 sqft
Deck Area	24 sqft
Storage Building	100 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	36811
Street Address	712 N 1ST AVE E
City	DULUTH
State	MN
Zip	55805-1231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0017 BLOCK:000 SERIAL #
Legal Subdivision	DULUTH PROPER 1ST DIV EAST 7TH
Legal Lot Number	17
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	4
Census Block	4011
Census Tract	900

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	712 N 1ST AVE E, DULUTH, MN 55805-1231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2025	Affidavit of Death of Joint Tenant, Transfer
Sep 8, 2017	Deed of Trust, Mortgage · Line of Credit HARBOR PT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 24, 2025
Transfer Doc	0001515482
Record Updated	Sep 20, 2026

August 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Aug 6, 2025
Property Address	712 N 1ST AVE E, DULUTH, MN 55805-1231
Document Number	0001515481
Instrument Date	Jul 24, 2025
Instrument	1515481
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 N 1ST AVE E, DULUTH, MN 55805-1231

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	712 N 1ST AVE E, DULUTH, MN 55805-1231
Document Number	00A1317447
Instrument Date	Sep 8, 2017
Transaction Type	Mortgage
Record Updated	Sep 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	712 N 1ST AVE E DULUTH MN 558051231, DULUTH, MN 55805-1231

Mortgage

Document Number	00A1317447
Date	Sep 13, 2017
Instrument	A1317447

Lender

Name	HARBOR PT CU
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 12, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,004.00 (+6.15%) Homeowner's exemption
2025	$2,830.00 (+2.24%) Homeowner's exemption	$258,000 (+12.86%) Land $55,800 Building $202,200	$258,000 (+12.86%) Land $55,800 Building $202,200
2024	$2,768.00	$228,600 (+17.59%) Land $50,700 Building $177,900	$228,600 (+17.59%) Land $50,700 Building $177,900
2022		$194,400 Land $56,000 Building $138,400	$194,400 Land $56,000 Building $138,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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