Middlesex County and Concord Town property record for 712 Monument St, Concord, MA 01742
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 4,471 sqft · built 1928 |
| Lot Size | 3 acres (130,965 sqft) |
| Owner | Trust Name on File |
| Last Sale | $2,195,000 (Sep 2020) |
| Tax Bill | $440 (2025) |
| Deeds & Mortgages | Sep 2020 Sale Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | CONC M:6H B:1363 |
| Primary APN | CONC M:6H B:1363 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,471 sqft Living Area |
| Gross Area | 9,684 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Adobe |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 130,965 sqft (3 acres) |
| Garage Type | Basement |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 727 |
|---|---|
| Street Address | 712 MONUMENT ST |
| City | CONCORD |
| State | MA |
| Zip | 01742-1836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA |
| Legal Block | 1363 |
| Jurisdiction | CONCORD MA |
| Township / Civil Division | CONCORD |
| Census Block Group | 5 |
| Census Block | 5017 |
| Census Tract | 361300 |
712 Monument St is owner-occupied and held in a trust since September 2020.
Source: Middlesex County and Concord Town records, as of April 14, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 712 MONUMENT ST, CONCORD, MA 01742-1836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Mar 1, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORTHERN BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2020 · Amount on File |
| Deed Sale | Sep 14, 2020 · Amount on File |
| Prior Sale | Mar 1, 2019 · Amount on File |
| Deed Document Number | 2020161063 |
| Deed Book / Page | 75608 / 122 |
| Prior Transfer Date | Sep 3, 2020 |
| Prior Transfer Doc | 75608-122 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONCORD MA |
| Recording Date | Sep 14, 2020 |
| Property Address | 712 MONUMENT ST, CONCORD, MA 01742-1836 |
| Document Number | 75608-122 |
| Book / Page | 075608 / 000122 |
| Instrument Date | Sep 3, 2020 |
| Instrument | 161063 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $10,009.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 712 MONUMENT ST CONCORD MA 017421836, CONCORD, MA 01742-1836 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONCORD MA |
| Recording Date | Mar 1, 2019 |
| Property Address | 712 MONUMENT ST, CONCORD, MA 01742-1836 |
| Document Number | 72289-123 |
| Book / Page | 72289 / 123 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 26073 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 516 MONUMENT ST, CONCORD, MA 01742-1810 |
| Document Number | 26076 |
|---|---|
| Date | Mar 1, 2019 |
| Instrument | 26076 |
| Name | NORTHERN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 72289-127 |
|---|---|
| Date | Mar 1, 2019 |
| Book Page | 72289/127 |
| Instrument | 26074 |
| Name | NORTHERN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Unknown |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 712 Monument St was $440, down 99% from the year before.
Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Concord Town |
| Elementary School District | Concord School District (PK - 08) |
| Secondary School District | Concord-Carlisle School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $440.00 (-99.04%) | $3,318,700 (-4.45%) Land $1,402,900 Building $1,915,800 | $3,320,155 |
| 2024 | $45,603.00 (+28.19%) | $3,473,200 (+26.53%) Land $1,402,900 Building $2,070,300 | |
| 2023 | $35,575.00 | $2,745,000 Land $1,055,700 Building $1,689,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 712 Monument St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 712 Monument St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | Bromate resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Concord Light Broadband Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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