Black Hawk County property record for 712 Maxwell St, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 850 sqft · built 1953 |
| Lot Size | 0.143 acres (6,250 sqft) |
| Owner | Company Name on File |
| Last Sale | $105,500 (Jun 2026) |
| Tax Bill | $1,956 (2025) |
| Deeds & Mortgages | May 2015 Mortgage May 2015 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-21-454-004 |
| Primary APN | 8913-21-454-004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 850 sqft Living Area |
| 1st Floor Area | 850 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,250 sqft (0.143 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 192 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 712 MAXWELL ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-2032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KREBS ADDITION LOT 22 BLK 5 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 21 |
| Legal Subdivision | KREBS ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 22 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 1503 |
Source: Black Hawk County records · APN 8913-21-454-004
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 712 MAXWELL ST, WATERLOO, IA 50701-2032 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| May 27, 2015 | Deed of Trust, Mortgage VERIDIAN CU |
| May 27, 2015 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Jul 05, 2016 | Deed of Trust, Mortgage · Commercial Mortgage VERIDIAN CU |
| Nov 04, 2013 | Deed of Trust, Mortgage VERIDIAN CU |
| Jun 04, 2026 | Warranty Deed, Transfer · Line of Credit CEDAR FALLS COMMUNITY CREDIT UNION |
| Dec 12, 2022 | Warranty Deed, Transfer TITLE SERVICES CORPORATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 04, 2026 · Amount on Record |
| Deed Sale | Jun 04, 2026 · Amount on Record |
| Prior Sale | Dec 12, 2023 · Amount on Record |
| Deed Document Number | 20268212 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 712 MAXWELL ST, WATERLOO, IA 50701-2032 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2026 |
| Title Company | BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK COUNTY ABSTRACT & |
| Name | Verified Name |
|---|
| Document Number | 201500019184 |
|---|---|
| Date | May 27, 2015 |
| Instrument | 201500019184 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Amount | Amount Recorded |
|---|---|
| Term | 121 Months |
| Due | Jun 10, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 712 MAXWELL ST, WATERLOO, IA 50701-2032 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2026 |
| Title Company | BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK COUNTY ABSTRACT & |
| Name | Verified Name |
|---|
| Document Number | 201500019185 |
|---|---|
| Date | May 27, 2015 |
| Instrument | 201500019185 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 26, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 712 MAXWELL ST, WATERLOO, IA 50701-2032 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201700000167 |
|---|---|
| Date | Jul 05, 2016 |
| Instrument | 2017-00000167 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 15, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 712 MAXWELL ST, WATERLOO, IA 50701-2032 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2026 |
| Title Company | BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK COUNTY ABSTRACT & |
| Name | Verified Name |
|---|
| Document Number | 2014009642 |
|---|---|
| Date | Nov 04, 2013 |
| Instrument | 2014009642 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Nov 15, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jun 04, 2026 |
| Property Address | 712 MAXWELL ST, WATERLOO, IA 50701-2032 |
| Document Number | 0000008212 |
| Instrument Date | May 26, 2026 |
| Instrument | 20268212 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16,968.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 712 MAXWELL ST, WATERLOO, IA 50701-2032 |
| Document Number | 0000008213, |
|---|---|
| Date | Jun 04, 2026 |
| Instrument | 20268213 |
| Name | CEDAR FALLS COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | May 15, 2051 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Dec 12, 2022 |
| Property Address | 712 MAXWELL ST, WATERLOO, IA 50701-2032 |
| Document Number | 202300008903 |
| Instrument Date | Dec 09, 2022 |
| Instrument | 202300008903 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | TITLE SERVICES CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $111.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10121 WINSLOW RD, JANESVILLE, IA 50647-1131 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,956.00 | $92,780 (+2.87%) Land $14,550 Building $78,230 | $92,780 (+2.87%) Land $14,550 Building $78,230 |
| 2024 | $1,956.00 (+53.53%) | ||
| 2023 | $90,190 (+34.77%) Land $14,550 Building $75,640 | $90,190 (+34.77%) Land $14,550 Building $75,640 | |
| 2022 | $1,274.00 Homeowner's exemption | $66,920 Land $14,550 Building $52,370 | |
| 2021 | $66,920 Land $14,550 Building $52,370 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable | 1,000 / 50 |
| Lumen Technologies DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, LTD Broadband, Verizon.
Based on FCC filings for 407 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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