712 Main St, Poughkeepsie, NY 12603 Property Records

Dutchess County and Poughkeepsie City property record for 712 Main St, Poughkeepsie, NY 12603

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 1,560 sqft · built 1921
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Last Sale	$105,000 (Sep 2020)
Tax Bill	$6,230 (2025)
Deeds & Mortgages	Nov 2022 Refinance Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`131300-6161-33-602853-0000`

Property Details

APN / Parcel Number

Primary APN	`131300-6161-33-602853-0000`
Alternative APNs	`130000616100336028530000` `131300 6.161-33-602.853` `300160`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,560 sqft Living Area
Gross Area	1,576 sqft
1st Floor Area	780 sqft
2nd Floor Area	780 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Old Style
Exterior Material	Composition/Composite
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	149 ft deep x 32 ft wide
View / Lot	Urban
Porch	Covered Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	300160
Street Address	712 MAIN ST
City	POUGHKEEPSIE
State	NY
Zip	12603-1818
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	C-2A
Legal Description	.10 AC (C) 1702 0426 0487 0248
Legal Block	33
Legal Lot Number	602
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	2
Census Block	2000
Census Tract	221100

Owner

Source: Dutchess County and Poughkeepsie City records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6 BENNETT RD, POUGHKEEPSIE, NY 12601-6417
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance JOSEPH T GEMMATI
Sep 15, 2020	Grant Deed, Transfer · Conventional with PMI DONATO A GEMMATI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2020 · Amount on Record
Deed Sale	Sep 15, 2020 · Amount on Record
Deed Document Number	202052103
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	712 MAIN ST, POUGHKEEPSIE, NY 12603-1818
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055287
Date	Nov 1, 2022
Instrument	55287

Lender

Name	JOSEPH T GEMMATI

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2032

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUTCHESS NY
Recording Date	Sep 15, 2020
Property Address	712 MAIN ST, POUGHKEEPSIE, NY 12603-1818
Document Number	0000052103
Instrument Date	Sep 8, 2020
Instrument	52103
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	QUEEN CITY ABSTRACT, QUEEN CITY ABS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6 BENNETT RD POUGHKEEPSIE NY 126016417, POUGHKEEPSIE, NY 12601-6417

Mortgage

Document Number	52984
Date	Sep 15, 2020
Instrument	52984

Lender

Name	DONATO A GEMMATI
Address	11 BIRCH HILL DR, POUGHKEEPSIE, NY 12603-6125

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
Municipality	Poughkeepsie City
Unified School District	Poughkeepsie City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,230.00	$264,700 (+22.55%) Land $22,000 Building $242,700	$264,700 (+22.55%) Land $22,000 Building $242,700
2023		$216,000 (+2%) Land $22,000 Building $194,000	$216,000 (+2%) Land $22,000 Building $194,000
2022		$180,000 Land $20,000 Building $160,000	$180,000 Land $20,000 Building $160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POUGHKEEPSIE CITY serves 30,639 people · EPA ID NY1330291
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Oct 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Optimum, T-Mobile.

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