712 Main St, Georgetown, CO 80444 Property Records

Clear Creek County property record for 712 Main St, Georgetown, CO 80444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,683 sqft · built 1998
Lot Size	0.19 acres (8,282 sqft)
Owner	Individual Name on Record
Last Sale	$799,000 (Nov 2024)
Tax Bill	$3,275 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1959-171-11-010`

Property Details

APN / Parcel Number

Primary APN	`1959-171-11-010`
Alternative APN	`R010073`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,683 sqft
Basement Area	556 sqft
Unfinished Basement	556 sqft
Flooring	Carpet

Exterior

Year Built	Built 1998
Architectural Style	Traditional
Exterior Material	Wood Shingle
Lot Area	8,282 sqft (0.19 acres)
Terrain	Combination
Garage Type	Basement
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Propane
Sewer	Connected

Location & Zoning

Account Number	R010073
Old Parcel Number	1959171 11010
Street Address	712 MAIN ST
City	GEORGETOWN
State	CO
Zip	80444-5076
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: GEORGETOWN BLOCK: 36 LOT: 9 UNIT: PT AND:- LOT: 10 UNIT: PT & N20FT L11 & TR ADJ TO L10 & PT L11 SURV APER CARD
Legal Subdivision	GEORGETOWN
Legal Block	36
Legal Lot Number	9,10
Jurisdiction	CLEAR CREEK CO
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1023
Census Tract	14900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Georgetown-Silver Plume Historic District listed 1966 · 16 contributing resources · National Historic Landmark (designated 1966) · NRIS 66000243

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Clear Creek County records, as of February 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1071 S HOLLY ST, DENVER, CO 80246-2344
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Deed of Trust, Mortgage · Commercial Mortgage EVERGREEN NATIONAL BANK
Oct 2, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2024 · Amount on Record
Deed Sale	Nov 4, 2024 · Amount on Record
Prior Sale	Oct 2, 2020 · Amount on Record
Deed Document Number	314043
Deed Book / Page	1063 / 694
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	712 MAIN ST, GEORGETOWN, CO 80444-5076
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009860051
Date	Jul 13, 2020
Book Page	986/51
Instrument	296149

Lender

Name	EVERGREEN NATIONAL BANK
Type	Bank
Address	EVERGREEN, CO 80437

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEAR CREEK CO
Recording Date	Oct 2, 2020
Property Address	712 MAIN ST, GEORGETOWN, CO 80444-5076
Document Number	0009910911
Book / Page	991 / 911
Instrument Date	Oct 1, 2020
Instrument	297385
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 S #1602 # 1602, 1602, DENVER, CO 80209

Mortgage

Document Number	0000297386
Date	Oct 2, 2020
Instrument	297386

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	712 MAIN ST, GEORGETOWN, CO 80444-5076
Document Number	0000297386
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 MAIN ST GEORGETOWN CO 804445076, GEORGETOWN, CO 80444-5076

Mortgage

Document Number	0000297386
Date	Oct 2, 2020
Instrument	297386

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Clear Creek County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Clear Creek County
Municipality	Georgetown Town
Unified School District	Clear Creek School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,275.00 (+9.61%)	$42,680 (+10.54%) Land $2,050 Building $40,630	$682,990 (+18.52%) Land $32,860 Building $650,130
2023	$2,988.00 (+11.04%)	$38,610 (+11.88%) Land $2,010 Building $36,600	$576,250 (+16.05%) Land $30,000 Building $546,250
2022	$2,691.00	$34,510 Land $2,180 Building $32,330	$496,540 Land $31,310 Building $465,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (1979–2010)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Jun 2010

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 95% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GEORGETOWN serves 5,315 people · EPA ID CO0110015
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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