712 Los Caminos St, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 712 Los Caminos St, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,782 sqft · built 2014
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$282,000 (Aug 2014)
Tax Bill	$4,434 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071623-1290`

Property Details

APN / Parcel Number

Primary APN	`071623-1290`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,782 sqft Living Area
Gross Area	3,586 sqft
1st Floor Area	2,782 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	712 LOS CAMINOS ST
City	SAINT AUGUSTINE
State	FL
Zip	32095-7412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	70/5-6 LAS CALINAS PARCEL 3A UNIT 2 PHASE 3A LOT 129 OR3913/866
Legal Range	29E
Legal Township	05S
Legal Section	29
Legal Subdivision	LAS CALINAS PARCEL 3A UNIT 2 PHASE 3A
Legal Phase	3A
Legal Block	1
Legal Lot Number	129
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3024
Census Tract	20606

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	712 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Dec 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2014 · Amount on Record
Deed Sale	Aug 5, 2014 · Amount on Record
Deed Document Number	201445283
Deed Book / Page	3913 / 866
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	712 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7412
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7412

Mortgage

Document Number	0055730659
Date	Jun 6, 2022
Book Page	5573/659
Instrument	2022056702

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	712 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7412
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7412

Mortgage

Document Number	0052810957
Date	Jun 2, 2021
Book Page	5281/957
Instrument	2021062104

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	712 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7412
Document Number	0046661029
Instrument Date	Dec 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	712 LOS CAMINOS ST ST AUGUSTINE FL 320957412, ST AUGUSTINE, FL 32095-7412

Mortgage

Document Number	0046661029
Date	Jan 11, 2019
Book Page	004666/001029
Instrument	2518

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 10, 2039

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$352,465 (+2.7%)	$459,729 (-3.63%) Land $95,000 Building $364,729
2025	$4,434.00 (+12.51%) Homeowner's exemption	$343,199 (+2.9%)	$477,031 (+0.35%) Land $115,000 Building $362,031
2024	$3,941.00 (+1.99%) Homeowner's exemption	$333,527 (+3%)	$475,365 (-) Land $110,000 Building $365,365
2023	$3,864.00 (+2.88%) Homeowner's exemption	$323,813 (+3%)	$475,365 (+6.27%) Land $110,000 Building $365,365
2022	$3,756.00 Homeowner's exemption	$314,382	$447,333 Land $95,200 Building $352,133

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 221 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	221 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications, T-Mobile.

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