712 Locust St, Coshocton, OH 43812 Property Records

Coshocton County property record for 712 Locust St, Coshocton, OH 43812

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,184 sqft · built 1900
Lot Size	0.211 acres (9,174 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Mar 2022)
Tax Bill	$1,018 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004208-7`

Property Details

APN / Parcel Number

Primary APN	`004208-7`
Alternative APN	`0430000122500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
Gross Area	1,170 sqft
1st Floor Area	794 sqft
Upper Floors Area	780 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,174 sqft (0.211 acres)
Lot Dimensions	204 ft deep x 45 ft wide
Terrain	Above Road/Slope
Porch	Slab
Porch Area	120 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	004208-7
Street Address	712 LOCUST ST
City	COSHOCTON
State	OH
Zip	43812-1247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OUT-LOT 66 PT 45 X 204 .2106 AC 1ST QTR
Legal Subdivision	ROBERT M LAMBS ADDITION
Legal Lot Number	66
Jurisdiction	COSHOCTON OH
Township / Civil Division	COSHOCTON
Census Block Group	2
Census Block	2008
Census Tract	961300

Owner

712 Locust St is owned and occupied by an individual who bought it in March 2022.

Source: Coshocton County records, as of April 17, 2026

Owner of Record	Individual Name on File
Mailing Address	712 LOCUST ST, COSHOCTON, OH 43812-1247
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2022 · Amount on File
Deed Sale	Mar 1, 2022 · Amount on File
Prior Sale	Nov 18, 2015 · Amount on File
Deed Document Number	2022864
Deed Book / Page	789 / 4394
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Mar 1, 2022
Property Address	712 LOCUST ST, COSHOCTON, OH 43812-1247
Document Number	00789/4394
Book / Page	789 / 4394
Map Reference	MB 10 PG 640
Instrument Date	Feb 13, 2022
Instrument	202200000864
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	OHIO REAL TITLE AGENCY LLC, OHIO REAL TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 LOCUST ST, COSHOCTON, OH 43812-1247

Mortgage

Document Number	202200000865
Date	Mar 1, 2022
Instrument	202200000865

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 712 Locust St was $1,018 with a homeowner's exemption.

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
Municipality	Coshocton City
Unified School District	Coshocton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,018.00	$22,690 Land $4,120 Building $18,570	$64,830 Land $11,780 Building $53,050
2023	$825.00 (-3.17%) Homeowner's exemption	$17,850 (-) Land $3,171 Building $14,679
2022	$852.00 Homeowner's exemption	$17,850 Land $3,171 Building $14,679
2021			$51,000 Land $9,060 Building $41,940

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 712 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 712 Locust St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COSHOCTON PWS private · serves 14,319 people · EPA ID OH1600012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
altafiber Network Solutions Fixed Wireless	100 / 20