712 Lazy St, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 712 Lazy St, Tool, TX 75143

Property Summary

Property Type	Single Family Home
Details	1,909 sqft
Owner	Individual Name on File
Tax Bill	$1,311 (2023)
Deeds & Mortgages	Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4400-0003-0030-63`

Property Details

APN / Parcel Number

Primary APN	`4400-0003-0030-63`
Alternative APNs	`R000079584` `287033`

Interior

Building Area	1,909 sqft Living Area
Gross Area	2,350 sqft
1st Floor Area	1,909 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Garage Type	Mixed
Garage Area	1,241 sqft
Carport	Carport
Carport Area	680 sqft
Parking Spaces	7 Parking Spaces
Porch	Covered Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R000079584
Old Parcel Number	4400.0003.0030.63
Street Address	712 LAZY ST
City	TOOL
State	TX
Zip	75143-1576
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 3 & 4 AB 488 T S MITCHELL SUR, TRADE WINDS, BLK 3 LTS 3 & 4, A/157
Legal Subdivision	TRADE WINDS (168)
Legal Block	3
Legal Lot Number	3,4 4
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	1
Census Block	1017
Census Tract	950802

Owner

Source: Henderson County records · APN 4400-0003-0030-63

Assessment roll updated July 25, 2023 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	712 LAZY ST, TOOL, TX 75143-1576
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 24, 2008
Deed Sale	Jul 24, 2008
Deed Document Number	0011922
Deed Book / Page	2892 / 773
Record Updated	Jun 07, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	712 LAZY ST, TOOL, TX 75143-1576
Transaction Type	Mortgage
Record Updated	May 08, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900004967
Date	Apr 12, 2019
Instrument	2019-00004967

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2034

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 25, 2023 · Last verified April 2024

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Municipality	Tool City
Unified School District	Malakoff Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,311.00 (-51.98%) Homeowner's exemption	$126,003 Land $3,000 Building $123,003	$126,003 Land $3,000 Building $123,003
2022	$2,730.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 5, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35
AMG Technology Investment Group Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: Conquest Wireless.

Based on FCC filings for 217 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WEST CEDAR CREEK MUD serves 24,414 people
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.