712 Larkspur Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 712 Larkspur Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 952 sqft · built 1983
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$161,000 (Dec 2020)
Tax Bill	$2,233 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`196990A074`

Property Details

APN / Parcel Number

Primary APN	`196990A074`
Alternative APN	`2-051B-5582-00-0046.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
Gross Area	1,408 sqft
1st Floor Area	952 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	196990A074
Street Address	712 LARKSPUR LN
City	O FALLON
State	MO
Zip	63366-1868
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AD4
Legal Description	WILLOW RUN #2C LOT 46
Legal Subdivision	WILLOW RUN #2C
Legal Lot Number	46
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	4
Census Block	4011
Census Tract	311602

Owner

712 Larkspur Ln is owned and occupied by two individuals who bought it in December 2020.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	712 LARKSPUR LN, O FALLON, MO 63366-1868
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Warranty Deed, Transfer UNITED WHOLESALE MTG
Jan 18, 2017	Warranty Deed, Transfer FREEDOM TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2020 · Amount on File
Deed Sale	Dec 29, 2020 · Amount on File
Prior Sale	Jan 18, 2017 · Amount on File
Deed Document Number	2020102758
Prior Transfer Date	Jan 24, 2013
Prior Transfer Doc	0059462186
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 29, 2020
Property Address	712 LARKSPUR LN, O FALLON, MO 63366-1868
Document Number	0000102758
Instrument Date	Dec 22, 2020
Instrument	102758
Transaction Type	Transfer
Record Updated	Mar 17, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	712 LARKSPUR LN O FALLON MO 633661868, O FALLON, MO 63366-1868

Mortgage

Document Number	102759
Date	Dec 29, 2020
Instrument	102759

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 18, 2017
Property Address	712 LARKSPUR LN, O FALLON, MO 63366-1868
Document Number	0066861899
Book / Page	6686 / 1899
Map Reference	MB 22 PG 121
Instrument Date	Dec 29, 2016
Instrument	20170118000034730
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FREEDOM TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 LARKSPUR LN, O FALLON, MO 63366-1868

Tax Assessment & Valuation

The 2025 property tax bill for 712 Larkspur Ln was $2,233, up 9.6% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,478 (-)	$181,464 (-) Land $50,000 Building $131,464
2025	$2,233.00 (+9.62%)	$34,478	$181,464 Land $50,000 Building $131,464
2024	$2,037.00
2023		$30,479
2022			$160,415 Land $40,000 Building $120,415

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 712 Larkspur Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 712 Larkspur Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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