Duval County property record for 712 Kestner Rd, Atlantic Beach, FL 32233
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,460 sqft · built 2005 |
| Lot Size | 0.155 acres (6,730 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $397,000 (Nov 2021) |
| Tax Bill | $5,832 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Nov 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 172379-0000 |
| Primary APN | 172379-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,460 sqft Living Area |
| Gross Area | 2,080 sqft |
| 1st Floor Area | 1,460 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,730 sqft (0.155 acres) |
| Lot Dimensions | 131 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 76 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 712 KESTNER RD |
|---|---|
| City | ATLANTIC BEACH |
| State | FL |
| Zip | 32233-1937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARG |
| Legal Description | 18-2S-29E .15 PT GOVT LOT 1 RECD O/R 20017-871 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 18 |
| Legal Subdivision | SECTION LAND |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 13902 |
Source: Duval County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 712 KESTNER RD, ATLANTIC BEACH, FL 32233-1937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC |
| Nov 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JAX FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2021 · Amount on Record |
| Deed Sale | Nov 16, 2021 · Amount on Record |
| Prior Sale | Apr 22, 2016 · Amount on Record |
| Deed Document Number | 2021305339 |
| Deed Book / Page | 20017 / 871 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 712 KESTNER RD, ATLANTIC BEACH, FL 32233-1937 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 712 KESTNER RD, ATLANTIC BEACH, FL 32233-1937 |
| Document Number | 0216692429 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | 21669/2429 |
| Instrument | 2025249572 |
| Name | UPSTART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN MATEO, CA 94403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 21, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Nov 16, 2021 |
| Property Address | 712 KESTNER RD, ATLANTIC BEACH, FL 32233-1937 |
| Document Number | 0200170871 |
| Book / Page | 20017 / 871 |
| Instrument Date | Nov 5, 2021 |
| Instrument | 2021305339 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2021 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,779.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3526 TRUMAN DR, 3526, HOLIDAY, FL 34691-3265 |
| Name | Verified Name |
|---|---|
| Address | 100 SARTO AVE, CORAL GABLES, FL 33134-7248 |
| Document Number | 20017873 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 20017/873 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 712 KESTNER RD, ATLANTIC BEACH, FL 32233-1937 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 712 KESTNER RD, ATLANTIC BEACH, FL 32233-1937 |
| Document Number | 0196832108 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 19683/2108 |
| Instrument | 2021098550 |
| Name | JAX FCU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Duval County assessment roll, as of June 3, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Atlantic Beach City |
| County | Duval County |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $390,619 (+2.7%) | $454,976 (+1.87%) Land $205,000 Building $249,976 | |
| 2025 | $5,832.00 (+1.89%) Homeowner's exemption | $380,350 (+5.99%) | $446,616 (+21.34%) Land $205,000 Building $241,616 |
| 2024 | $5,724.00 (+2.82%) | ||
| 2023 | $5,567.00 (+7.82%) Homeowner's exemption | $358,866 (+3%) | $368,069 (+5.64%) Land $160,000 Building $208,069 |
| 2022 | $5,163.00 Homeowner's exemption | $348,414 Land $150,000 Building $198,414 | $348,414 Land $150,000 Building $198,414 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 138 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 138 in force |
| Nearby Flood Claims | 53 (1993–2022) |
| Claims Outside the SFHA | 44 of 53 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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