712 Karow St, Deforest, WI 53532 Property Records

Dane County property record for 712 Karow St, Deforest, WI 53532

Property Summary

Property Type	Single Family Home
Lot Size	0.278 acres (12,110 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Dec 2021)
Tax Bill	$5,524 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0910-171-8545-1`

Property Details

APN / Parcel Number

Primary APN	`0910-171-8545-1`

Exterior

Lot Area	12,110 sqft (0.278 acres)

Location & Zoning

Street Address	712 KAROW ST
City	DEFOREST
State	WI
Zip	53532-1251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 17-9-10 PRT NW1/4NE1/4 COM NE COR PAUL KAROW ADDN TH W 453 FT TO POB TH CONT W 93 FT TH N 130 FT TH E 93 FT TH S 130 FT TO POB
Legal Range	10E
Legal Township	09N
Legal Section	17
Legal Block	85
Legal Lot Number	45
Jurisdiction	DANE WI
Township / Civil Division	DEFOREST
Census Block Group	1
Census Block	1024
Census Tract	13301

Owner

712 Karow St is owned and occupied by an individual who bought it in December 2021.

Source: Dane County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	712 KAROW ST, DEFOREST, WI 53532-1251
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Line of Credit SUMMIT CREDIT UNION
Dec 8, 2021	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage RIVER BANK
Mar 6, 2020	Warranty Deed, Transfer · Conventional Mortgage RIVER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2021 · Amount on File
Deed Sale	Dec 8, 2021 · Amount on File
Prior Sale	Mar 6, 2020 · Amount on File
Deed Document Number	20215795647
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Recording Date	Jun 17, 2026
Property Address	712 KAROW ST, DEFOREST, WI 53532-1251
Document Number	0006106644
Instrument Date	Jun 12, 2026
Instrument	20266106644
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 KAROW ST, DEFOREST, WI 53532-1251

Mortgage

Document Number	0006106644,
Date	Jun 17, 2026
Instrument	20266106644

Lender

Name	SUMMIT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.36%
Max Rate	-1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Dec 8, 2021
Property Address	712 KAROW ST, DEFOREST, WI 53532-1251
Document Number	0005795647
Instrument Date	Nov 24, 2021
Instrument	5795647
Transaction Type	Transfer
Record Updated	Dec 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 KAROW ST, DEFOREST, WI 53532-1251

Mortgage

Document Number	0005795648
Date	Dec 8, 2021
Instrument	5795648

Lender

Name	GUILD MORTGAGE CO

Agreement

Type	FHA Mortgage
Amount	Amount on Record

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	712 KAROW ST, DEFOREST, WI 53532-1251
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005709199
Date	Mar 25, 2021
Instrument	5709199

Lender

Name	RIVER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Mar 6, 2020
Property Address	712 KAROW ST, DEFOREST, WI 53532-1251
Document Number	0005567967
Instrument Date	Feb 20, 2020
Instrument	5567967
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 KAROW ST, DEFOREST, WI 53532-1251

Mortgage

Document Number	0005567968
Date	Mar 6, 2020
Instrument	5567968

Lender

Name	RIVER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 712 Karow St was $5,524.

Source: Dane County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	DeForest Village
Unified School District	DeForest Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,524.00 Homeowner's exemption	$331,100 Land $85,000 Building $246,100	$359,900
2023		$309,800 Land $85,000 Building $224,800	$328,300
2022	$5,084.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 712 Karow St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2008–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 712 Karow St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFOREST WATERWORKS serves 10,500 people · EPA ID WI1130221
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications.

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