712 K Rd, Palmyra, NE 68418 Property Records

Otoe County property record for 712 K Rd, Palmyra, NE 68418

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,252 sqft · built 2004
Lot Size	10 acres (436,036 sqft)
Owner	Individual Name on File
Tax Bill	$5,296 (2025)
Deeds & Mortgages	Oct 2010 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004119500`

Property Details

APN / Parcel Number

Primary APN	`004119500`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,252 sqft Living Area
Gross Area	2,871 sqft
1st Floor Area	1,913 sqft
Basement Area	1,913 sqft
Finished Basement	1,913 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	436,036 sqft (10 acres)
Garage Type	Attached
Garage Area	650 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	712 K RD
City	PALMYRA
State	NE
Zip	68418-4133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICULTUR
Legal Description	27-8-9 TRACT 27-A N1/2 NE1/4 10.01 AC SOUTH PALMYRA; MAP NUMBER: 3699-27-0-00000-000-0050
Legal Range	09
Legal Township	08
Legal Section	27
Legal Subdivision	RURAL AG
Legal Tract	27-A
Jurisdiction	OTOE NE
Township / Civil Division	SOUTH PALMYRA
Census Block Group	1
Census Block	1035
Census Tract	966800

Owner

Source: Otoe County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	712 K RD, PALMYRA, NE 68418-4133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2010	Deed of Trust, Mortgage · USDA Mortgage USDA
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN FEDERAL SAVINGS BANK OF NEBRASKA
Apr 18, 2022	Deed of Trust, Mortgage · Line of Credit UNION BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	712 K RD, PALMYRA, NE 68418-4133
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201002608
Date	Oct 28, 2010
Instrument	201002608

Lender

Name	USDA
Type	Government Agency
Address	LINCOLN, NE 68510

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	84 Months
Due	Oct 20, 2017

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	712 K RD, PALMYRA, NE 68418-4133
Transaction Type	Mortgage
Record Updated	Mar 6, 2024
Title Company	CHARTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202002321
Date	Sep 10, 2020
Instrument	202002321

Lender

Name	LINCOLN FEDERAL SAVINGS BANK OF NEBRASKA
Type	Bank
Address	LINCOLN, NE 68520

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	712 K RD, PALMYRA, NE 68418-4133
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202201016
Date	Apr 18, 2022
Instrument	202201016

Lender

Name	UNION BANK & TRUST CO
Type	Bank
Address	LINCOLN, NE 68501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 11, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Otoe County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Otoe County
Unified School District	Palmyra District OR-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,296.00 (-33.84%)	$514,092 (+1%) Land $83,215 Building $430,877	$514,092 (+1%) Land $83,215 Building $430,877
2023	$8,005.00	$467,356 Land $75,650 Building $391,706	$467,356 Land $75,650 Building $391,706

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1978–1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 85% of Nebraska
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
GigFire Fixed Wireless	150 / 130
Windstream Fixed Wireless	100 / 10
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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