712 Jerome St, Midland, MI 48640 Property Records

Midland County property record for 712 Jerome St, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,280 sqft · built 1920
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on Record
Last Sale	$89,100 (Oct 2021)
Tax Bill	$2,876 (2025)
Deeds & Mortgages	Nov 2021 Transfer Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-16-60-474`

Property Details

APN / Parcel Number

Primary APN	`14-16-60-474`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,280 sqft Living Area
1st Floor Area	640 sqft
Basement Area	640 sqft
Unfinished Basement	640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	712 JEROME ST
City	MIDLAND
State	MI
Zip	48640-4964
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-3
Legal Description	N 50 FT OF S 89 FT OF LOT 11 & N 18 FT OF S 57 FT OF LOT 10 & S 32 FT OF N 83 FT OF W 9 FT OF LOT 10 BLK L POST ADD
Legal Subdivision	BLK L POST ADD
Legal Block	L
Legal Lot Number	10-11
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2027
Census Tract	290100

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	631 E BIG BEAVER RD, 211, TROY, MI 48083-1420
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Intrafamily Transfer, Transfer
Oct 19, 2021	Warranty Deed, Transfer · Conventional Mortgage HEALTH ADVANTAGE FEDERAL CU
Aug 24, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2021 · Amount on Record
Deed Sale	Oct 19, 2021 · Amount on Record
Prior Sale	Aug 24, 2017 · Amount on Record
Deed Book / Page	1650 / 1270
Last Transfer Date	Nov 2, 2021
Transfer Doc	1651/704
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Nov 8, 2021
Property Address	712 JEROME ST, MIDLAND, MI 48640-4964
Document Number	1651/704
Book / Page	1651 / 704
Map Reference	LB A PG 91
Instrument Date	Nov 2, 2021
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	617 N SMEAD WAY, 617, SAN DIMAS, CA 91773-2118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 N SMEAD WAY, SAN DIMAS, CA 91773-2118

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Oct 19, 2021
Property Address	712 JEROME ST, MIDLAND, MI 48640-4964
Document Number	1650/1270
Book / Page	1650 / 1270
Map Reference	LB A PG 91
Instrument Date	Oct 18, 2021
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$671.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	712 JEROME ST, 712, MIDLAND, MI 48640-4964

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 JEROME STREET, VISALIA, CA 93277

Mortgage

Document Number	16501271
Date	Oct 19, 2021
Instrument	1650/1271

Lender

Name	HEALTH ADVANTAGE FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Aug 24, 2017
Property Address	712 JEROME ST, MIDLAND, MI 48640-4964
Document Number	1608/1028
Book / Page	1608 / 1028
Map Reference	LB A PG 91
Instrument Date	Aug 22, 2017
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5500 RICHFIELD RD, 5500, FLINT, MI 48506-2243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 E PARK DR, MIDLAND, MI 48640-4270

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,400 (+11.2%)	$158,800 (+11.2%)
2025	$2,876.00 (+1.63%)	$71,400	$142,800
2024	$2,830.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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