712 Heritage Dr NE, Winter Haven, FL 33881 Property Records

Polk County property record for 712 Heritage Dr NE, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,498 sqft · built 1991
Lot Size0.379 acres (16,501 sqft)
Owner2 Individual Names on Record
Last Sale$223,400 (Nov 2010)
Tax Bill$2,888 (2025)
Deeds & MortgagesApr 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN26-28-13-532311-000730

Property Details

APN / Parcel Number

Primary APN26-28-13-532311-000730
Alternative APNs
  • 132826532311000730
  • 32826000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,498 sqft Living Area
Gross Area3,098 sqft
1st Floor Area2,498 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area16,501 sqft (0.379 acres)
Lot Dimensions150 ft deep x 110 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area600 sqft

Exterior Amenities

Pool TypeEnclosed Pool
Pool Area450 sqft
PorchFinished/Open Porch
Porch Area326 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address712 HERITAGE DR NE
CityWINTER HAVEN
StateFL
Zip33881-5717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionHAMILTON POINTE PB 90 PG 20 & 21 LOT 73
Legal Range26E
Legal Township28S
Legal Section13
Legal SubdivisionHAMILTON POINTE
Legal Tract532311
Legal Block2
Legal Lot Number73
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2014
Census Tract12802

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address712 HERITAGE DR NE, WINTER HAVEN, FL 33881-5717
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2010 · Amount on Record
Deed SaleNov 30, 2010 · Amount on Record
Prior SaleApr 14, 2005 · Amount on Record
Deed Document Number2010189327
Deed Book / Page8268 / 1285
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address712 HERITAGE DR NE, WINTER HAVEN, FL 33881-5717
Document Number0112210739
Instrument DateApr 15, 2020
Transaction TypeMortgage
Record UpdatedMay 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address712 HERITAGE DR NE WINTER HAVEN FL 338815717, WINTER HAVEN, FL 33881-5717

Mortgage

Document Number0112210739
DateApr 30, 2020
Book Page011221/000739
Instrument88727
Lender
NamePOWERNET CU
AddressTAMPA, FL 33610
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 29, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$203,282 (+2.7%)$341,033 (-0.12%) Land $48,000 Building $293,033
2025$2,888.00 (+6.25%) Homeowner's exemption$197,938 (+5.99%)$341,430 (-5.33%) Land $48,000 Building $293,430
2023$2,718.00 (+3.11%) Homeowner's exemption$186,757 (+3%)$360,665 (+2.59%) Land $46,000 Building $314,665
2022$2,636.00 Homeowner's exemption$181,317$351,575 Land $38,000 Building $313,575

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims3 (2022–2023)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2023 · Hurricane Idalia
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000

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