712 Harris Rd, Arcadia, FL 34266 Property Records

DeSoto County property record for 712 Harris Rd, Arcadia, FL 34266

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,470 sqft · built 1966
Lot Size	0.162 acres (7,057 sqft)
Owner	Individual Name on Record
Tax Bill	$702 (2024)
Deeds & Mortgages	Apr 2021 Line of Credit Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`36-37-24-0232-0080-0090`

Property Details

APN / Parcel Number

Primary APN	`36-37-24-0232-0080-0090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,470 sqft Heated Area
Gross Area	1,742 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,057 sqft (0.162 acres)
Lot Dimensions	118 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport
Driveway	Driveway
Driveway Area	232 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	21 sqft
Patio Area	176 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	712 HARRIS RD
City	ARCADIA
State	FL
Zip	34266-8738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	MORQUS MANOR LOT 9 BLK 8 OR 47/127 OR 535/1926-1934 INST:201914007955
Legal Range	24E
Legal Township	37S
Legal Section	36
Legal Subdivision	MORQUS MANOR
Legal Tract	232
Legal Block	8
Legal Lot Number	9
Jurisdiction	DE SOTO FL
Township / Civil Division	ARCADIA EAST
Census Block Group	3
Census Block	3001
Census Tract	10302

Owner

Source: DeSoto County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 581, ARCADIA, FL 34265-0581
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 18, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2019
Deed Sale	Dec 18, 2019
Prior Sale	Jun 25, 2003 · Amount on Record
Deed Document Number	201914007955
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE SOTO FL
Property Address	712 HARRIS RD, ARCADIA, FL 34266-8738
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	193 SE HERON COVE, ARCADIA, FL 34266

Mortgage

Document Number	0014003060
Date	Apr 26, 2021
Instrument	202114003060

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	May 18, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE SOTO FL
Recording Date	Dec 18, 2019
Property Address	712 HARRIS RD, ARCADIA, FL 34266-8738
Document Number	0014007955
Instrument Date	Dec 16, 2019
Instrument	14007955
Transaction Type	Transfer
Record Updated	Jan 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1923 SE HERON CV ARCADIA FL 342667319, ARCADIA, FL 34266-7319

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Arcadia City
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,475 (+7.61%) Land $3,000 Building $27,475	$30,475 (+7.61%) Land $3,000 Building $27,475
2024	$702.00 (+5.56%)
2023	$665.00 (+6.4%)	$28,321 (+5.62%) Land $3,000 Building $25,321	$28,321 (+5.62%) Land $3,000 Building $25,321
2022	$625.00	$26,815 Land $3,000 Building $23,815	$26,815 Land $3,000 Building $23,815

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Apr 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

May also be available: Verizon.

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