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712 Golphnee Loop SE, Rainier, WA 98576 Property Records

Thurston County property record for 712 Golphnee Loop SE, Rainier, WA 98576

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,544 sqft · built 2002
Lot Size0.369 acres (16,054 sqft)
Owner2 Individual Names on Record
Last Sale$474,999 (Feb 2023)
Tax Bill$5 (2026)
Deeds & MortgagesFeb 2021 Mortgage
Feb 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN35150000600

Property Details

APN / Parcel Number

Primary APN35150000600

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths2 Half Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area1,544 sqft Living Area
Gross Area2,144 sqft
1st Floor Area794 sqft
Upper Floors Area750 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleBi-Level
Exterior MaterialWood
Roof TypeGable
Roof MaterialConcrete
Lot Area16,054 sqft (0.369 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area200 sqft
Patio Area168 sqft
Shed1 Shed
Shed Area240 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address712 GOLPHNEE LOOP SE
CityRAINIER
StateWA
Zip98576-9552
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeREN - 0.25
Legal DescriptionSECTION 09 TOWNSHIP 16 RANGE 1E QUARTER SW SW PLAT BINGHAMPTON ESTATES LT 6 DOCUMENT 3388866
Legal Range01E
Legal Township16
Legal Section09
Legal SubdivisionBINGHAMPTON ESTATES
Legal Block3
Legal Lot Number6
JurisdictionTHURSTON WA
Township / Civil DivisionTHURSTON SOUTH
Census Block Group3
Census Block3016
Census Tract12530

Owner

Source: Thurston County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address712 GOLPHNEE LOOP SE, RAINIER, WA 98576-9552
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2021Deed of Trust, Mortgage · FHA Mortgage
GUILD MORTGAGE CO
Feb 24, 2023Warranty Deed, Transfer · VA Mortgage
COMMUNITY FIRST NATIONAL BANK
Sep 27, 2019Warranty Deed, Transfer · FHA Mortgage
AXIA FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 24, 2023 · Amount on Record
Deed SaleFeb 24, 2023 · Amount on Record
Prior SaleSep 27, 2019 · Amount on Record
Deed Document Number20234968224
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTHURSTON WA
Property Address712 GOLPHNEE LOOP SE, RAINIER, WA 98576-9552
Transaction TypeMortgage
Record UpdatedNov 1, 2023
Title CompanySTEWART TITLE THURSTON

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004825549
DateFeb 12, 2021
Instrument4825549
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTHURSTON WA
Recording DateFeb 24, 2023
Property Address712 GOLPHNEE LOOP SE, RAINIER, WA 98576-9552
Document Number0004968224
Map ReferenceAF 3388866
Instrument DateFeb 19, 2023
Instrument4968224
Transaction TypeTransfer
Record UpdatedNov 1, 2023
Title CompanySTEWART TITLE THURSTON

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,412.49
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address712 GOLPHNEE LOOP SE, RAINIER, WA 98576-9552

Mortgage

Document Number0004968225
DateFeb 24, 2023
Instrument4968225
Lender
NameCOMMUNITY FIRST NATIONAL BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTHURSTON WA
Recording DateSep 27, 2019
Property Address712 GOLPHNEE LOOP SE, RAINIER, WA 98576-9552
Document Number0004709843
Map ReferenceDOC 3388866
Instrument DateSep 24, 2019
Instrument4709843
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyFATCO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$5,049.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address712 GOLPHNEE LOOP SE, RAINIER, WA 98576-9552

Mortgage

Document Number0004709844
DateSep 27, 2019
Instrument4709844
Lender
NameAXIA FINANCIAL LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Mortgage

Document Number0004709845
DateSep 27, 2019
Instrument4709845
Lender
NameWASHINGTON STATE HOUSING FIN COMMISSION
TypeGovernment Agency
AddressSEATTLE, WA 98104
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateWashington
CountyThurston County
MunicipalityRainier City
Unified School DistrictRainier School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5.00 (-99.88%)
2025$513,400 (+5.23%) Land $113,800 Building $399,600$513,400 (+5.23%) Land $113,800 Building $399,600
2024$4,339.00 (-0.12%)
2023$4,344.00
2022$487,900 Land $75,200 Building $412,700$487,900 Land $75,200 Building $412,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINIER WATER DEPARTMENT
serves 3,103 people · EPA ID WA5370980
Water SourceGroundwater
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20

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