Cook County property record for 712 Gardner Rd, Flossmoor, IL 60422
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,418 sqft · built 1955 |
| Lot Size | 0.42 acres (18,281 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Apr 2026) |
| Tax Bill | $12,641 (2023) |
| Deeds & Mortgages | Mar 2024 Mortgage Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-06-301-030 |
| Primary APN | 32-06-301-030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,418 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 18,281 sqft (0.42 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 712 GARDNER RD |
|---|---|
| City | FLOSSMOOR |
| State | IL |
| Zip | 60422-1356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (FLOSSMOOR)(PARK) SUB OF EX S 90FT WH OF SW & EX RR & EX N 330FT OF E 330FT SE OF SW SEC 06-35-14 |
| Legal Range | 14E |
| Legal Township | 35N |
| Legal Section | 06 |
| Legal Subdivision | FLOSSMOOR PARK |
| Legal Block | 4 |
| Legal Lot Number | 1,2 |
| Jurisdiction | COOK IL |
| Township / Civil Division | BLOOM |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 828801 |
712 Gardner Rd is owned by two individuals who bought it in April 2026.
Source: Cook County records, as of July 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3420 S MORGAN ST, 4E, CHICAGO, IL 60608-6904 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2024 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Apr 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on File |
| Deed Sale | Apr 30, 2026 · Amount on File |
| Prior Sale | Sep 2, 2016 · Amount on File |
| Deed Document Number | 202610108 |
| Prior Transfer Date | Aug 22, 2016 |
| Prior Transfer Doc | 0000044038 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 712 GARDNER RD, FLOSSMOOR, IL 60422-1356 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 712 GARDNER RD, FLOSSMOOR, IL 60422-1356 |
| Document Number | 0008724124 |
|---|---|
| Date | Mar 27, 2024 |
| Instrument | 2408724124 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate | 6.99% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 30, 2026 |
| Property Address | 712 GARDNER RD, FLOSSMOOR, IL 60422-1356 |
| Document Number | 0000010108 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 202610108 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $66,660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3420 S MORGAN ST, 4E, CHICAGO, IL 60608-6904 |
| Document Number | 0000000010, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 2026120202612010 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Bloom Township |
| Municipality | Flossmoor Village |
| Elementary School District | Flossmoor School District 161 (PK - 08) |
| Secondary School District | Homewood-Flossmoor Community High School District 233 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,001 Land $9,141 Building $23,860 | $330,010 Land $91,410 Building $238,600 | |
| 2023 | $12,641.00 (+19.24%) | ||
| 2022 | $10,601.00 Homeowner's exemption | $23,149 Land $7,769 Building $15,380 | $231,490 Land $77,690 Building $153,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 712 Gardner Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1981–1982) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Dec 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 712 Gardner Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLOSSMOOR serves 9,371 people · EPA ID IL0310870 |
|---|---|
| Water Source | Purchased surface water from HOMEWOOD |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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