712 Ferrum Mountain Rd, Ferrum, VA 24088 Property Records

Franklin County property record for 712 Ferrum Mountain Rd, Ferrum, VA 24088

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,921 sqft · built 1983
Lot Size	1.27 acres (55,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$164,800 (Dec 2016)
Tax Bill	$1,299 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080 00-041 01`

Property Details

APN / Parcel Number

Primary APN	`080 00-041 01`
Alternative APN	`24904`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,921 sqft Living Area
Gross Area	2,260 sqft
1st Floor Area	1,921 sqft
Basement Area	1,921 sqft
Finished Basement	1,268 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1997
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	55,583 sqft (1.27 acres)
Terrain	Rolling
Porch	Patio
Porch Area	339 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	24904
Street Address	712 FERRUM MOUNTAIN RD
City	FERRUM
State	VA
Zip	24088-2792
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NZ
Legal Description	RT 602-FERRUM MOUNTAIN ROAD
Legal Subdivision	MOUNTAIN
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1035
Census Tract	20701

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	712 FERRUM MOUNTAIN RD, FERRUM, VA 24088-2792
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2016 · Amount on Record
Deed Sale	Dec 16, 2016 · Amount on Record
Prior Sale	Jun 30, 2010 · Amount on Record
Deed Document Number	20167878
Deed Book / Page	1086 / 2584
Last Transfer Date	Apr 1, 2021
Transfer Doc	0011661674
Record Updated	Sep 20, 2026

July 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jul 16, 2021
Property Address	712 FERRUM MOUNTAIN RD, FERRUM, VA 24088-2792
Document Number	0011661674
Book / Page	1166 / 1674
Instrument Date	Apr 1, 2021
Instrument	210006610
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	712 FERRUM MOUNTAIN RD, FERRUM, VA 24088-2792

Mortgage

Document Number	0011661676
Date	Jul 16, 2021
Book Page	1166/1676
Instrument	210006611

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,299.00 (+14.45%)	$302,300 (+62.35%) Land $23,800 Building $278,500	$302,300 (+62.35%) Land $23,800 Building $278,500
2023	$1,135.00	$186,200 (-) Land $20,800 Building $165,400	$186,200 (-) Land $20,800 Building $165,400
2022		$186,200 Land $20,800 Building $165,400	$186,200 Land $20,800 Building $165,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20