712 Ferndale Rd, Salisbury, MD 21801 Property Records

Wicomico County property record for 712 Ferndale Rd, Salisbury, MD 21801

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,120 sqft · built 1947
Lot Size	0.146 acres (6,350 sqft)
Owner	Individual Name on Record
Last Sale	$229,000 (Sep 2026)
Tax Bill	$877 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-058168`

Property Details

APN / Parcel Number

Primary APN	`09-058168`
Alternative APN	`058168`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Total Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,350 sqft (0.146 acres)
Porch	Slab
Porch Area	88 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	058168
Street Address	712 FERNDALE RD
City	SALISBURY
State	MD
Zip	21801-4113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	6,350 SQFT 712 FERNDALE RD CITY OF SALIS
Jurisdiction	WICOMICO MD
Township / Civil Division	9, SALISBURY
Census Block Group	1
Census Block	1003
Census Tract	200

Owner

Source: Wicomico County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	712 FERNDALE RD, SALISBURY, MD 21801-4113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Feb 6, 2024	Special Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2026 · Amount on Record
Deed Sale	Sep 23, 2026 · Amount on Record
Prior Sale	Feb 6, 2024 · Amount on Record
Deed Book / Page	5784 / 143
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Sep 23, 2026
Property Address	712 FERNDALE RD, SALISBURY, MD 21801-4113
Document Number	5784000143
Book / Page	5784 / 143
Instrument Date	Sep 9, 2026
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	BRIGHT TITLE & SETTLEMENT SVCS LLC, BRIGHT TITLE AND SETTLEMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$23,129.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	712 FERNDALE RD, SALISBURY, MD 21801-4113

Mortgage

Document Number	5784000150,
Date	Sep 23, 2026
Book Page	5784/150

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WICOMICO MD
Recording Date	Feb 6, 2024
Property Address	712 FERNDALE RD, SALISBURY, MD 21801-4113
Document Number	0053500290
Book / Page	5350 / 290
Map Reference	LB JCK 148 FO 1
Instrument Date	Jan 29, 2024
Transaction Type	Transfer
Record Updated	Mar 15, 2024
Title Company	CAPITOL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	8300 CATHERINE AVE, PASADENA, MD 21122-1203

Mortgage

Document Number	0053500298
Date	Feb 6, 2024
Instrument	5350-0298

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Municipality	Salisbury City
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,467 (+10.86%)	$115,800 (-) Land $16,800 Building $99,000
2025	$877.00 (+17.09%)	$95,133 (+20.27%)	$115,800 (+36.56%) Land $16,800 Building $99,000
2023	$749.00 Homeowner's exemption	$79,100	$84,800 Land $16,800 Building $68,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALISBURY serves 30,343 people · EPA ID MD0220004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Glo Fiber.

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