712 Falls Ln, Kannapolis, NC 28081 Property Records

Rowan County property record for 712 Falls Ln, Kannapolis, NC 28081

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,115 sqft · built 2018
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$187,500 (Oct 2018)
Tax Bill$4,301 (2026)
Deeds & MortgagesSep 2020 Mortgage
Jul 2020 Loan Modification
+ 3 more
Flood ZoneZone X (minimal risk)
APN154C005

Property Details

APN / Parcel Number

Primary APN154C005
Alternative APN
  • 706557

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,115 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialAluminum/Vinyl
Lot Area6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address712 FALLS LN
CityKANNAPOLIS
StateNC
Zip28081-0017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL22 .16AC
Legal SubdivisionTHE FALLS
JurisdictionROWAN NC
Township / Civil DivisionCHINA GROVE
Census Block Group1
Census Block1018
Census Tract51501

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address712 FALLS LN, KANNAPOLIS, NC 28081-0017
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2020Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jul 30, 2020Loan Modification, Mortgage · FHA Mortgage
LAKEVIEW LN SERVICING
Oct 1, 2018Warranty Deed, Subdivision Related Transfer · FHA Mortgage
MOVEMENT MORTGAGE
May 24, 2018Loan Modification, Mortgage
ATTORNEY ONLY
May 25, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2018 · Amount on Record
Deed SaleOct 1, 2018 · Amount on Record
Prior SaleMay 25, 2018 · Amount on Record
Deed Book / Page1316 / 581
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address712 FALLS LN, KANNAPOLIS, NC 28081-0017
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address712 FALLS LN, KANNAPOLIS, NC 28081-0017

Mortgage

Document Number0013550799
DateSep 3, 2020
Book Page1355/799
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

July 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionROWAN NC
Property Address712 FALLS LN, KANNAPOLIS, NC 28081-0017
Document Number0013550798
Instrument DateJul 30, 2020
Transaction TypeMortgage
Record UpdatedSep 29, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address712 FALLS LN KANNAPOLIS NC 280810017, KANNAPOLIS, NC 28081-0017

Mortgage

Document Number0013550798
DateSep 3, 2020
Book Page001355/000798
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 2, 2050
Interest
Rate TypeFixed Rate
Rate4%

October 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateOct 1, 2018
Property Address712 FALLS LN, KANNAPOLIS, NC 28081-0017
Document Number0013160581
Book / Page1316 / 0581
Map ReferenceMB 9995 PG 8464
Instrument DateSep 28, 2018
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 12, 2021
Title CompanyINDEPENDENCE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$375.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

NameVerified Name
Address712 FALLS LN, KANNAPOLIS, NC 28081-0017

Mortgage

Document Number13160582
DateOct 1, 2018
Instrument1316/0582
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2048

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionROWAN NC
Property Address712 FALLS LN, KANNAPOLIS, NC 28081-0017
Document Number0013090823
Instrument DateMay 24, 2018
Transaction TypeMortgage
Record UpdatedAug 29, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629
InvestorPossibly a Property Investor

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateMay 25, 2018
Property Address712 FALLS LN, KANNAPOLIS, NC 28081-0017
Document Number0013090822
Book / Page001309 / 000822
Instrument DateMay 24, 2018
Transaction TypeTransfer
Record UpdatedAug 29, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$80.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalityKannapolis City
Unified School DistrictKannapolis City Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,301.00$355,497 (-) Land $42,500 Building $312,997$355,497 (-) Land $42,500 Building $312,997
2023$4,301.00$355,497 Land $42,500 Building $312,997$355,497 Land $42,500 Building $312,997

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1995)
Most Recent ClaimSep 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KANNAPOLIS
serves 56,050 people · EPA ID NC0180065
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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