Montague County property record for 712 Elba St, Bowie, TX 76230
| Property Type | Single Family Home |
|---|---|
| Details | 1,902 sqft · built 1951 |
| Lot Size | 0.169 acres (7,396 sqft) |
| Owner | Individual Name on File |
| Last Sale | $37,771 (Feb 2024) |
| Tax Bill | $1,850 (2026) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R000001330 |
| Primary APN | R000001330 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,902 sqft Total Area |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Lot Area | 7,396 sqft (0.169 acres) |
| Porch | Porch |
| Porch Area | 28 sqft |
| Account Number | 10094.0005.0007.0000 |
|---|---|
| Street Address | 712 ELBA ST |
| City | BOWIE |
| State | TX |
| Zip | 76230-4402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 BLK 5 LAMB |
| Legal Subdivision | LAMB |
| Legal Block | 5 |
| Legal Lot Number | 7 |
| Jurisdiction | MONTAGUE TX |
| Township / Civil Division | BOWIE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 950502 |
712 Elba St is owned by an individual who bought it in February 2024.
Source: Montague County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 305 E PECAN ST, BOWIE, TX 76230-4918 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2024 · Amount on File |
| Deed Sale | Feb 26, 2024 · Amount on File |
| Deed Document Number | 20241076 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTAGUE TX |
| Recording Date | May 18, 2026 |
| Property Address | 712 ELBA ST, BOWIE, TX 76230-4402 |
| Document Number | 0000001915 |
| Instrument Date | May 15, 2026 |
| Instrument | 20261915 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 305 E PECAN ST, BOWIE, TX 76230-4918 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001915, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 20261915 |
| Name | KIND LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 712 Elba St was $1,850, up 401.4% from the year before.
Source: Montague County assessment roll, as of February 5, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Bowie City |
| County | Montague County |
| Unified School District | Bowie Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,850.00 (+401.36%) | $98,090 (+31.66%) Land $3,250 Building $94,840 | $98,090 (+31.66%) Land $3,250 Building $94,840 |
| 2025 | $369.00 | $74,500 Land $3,250 Building $71,250 | $74,500 Land $3,250 Building $71,250 |
| 2023 | $68,020 Land $3,250 Building $64,770 | $68,020 Land $3,250 Building $64,770 | |
| 2022 | $342.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 712 Elba St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 712 Elba St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BOWIE serves 5,534 people · EPA ID TX1690001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comcell Fiber · Fixed Wireless | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 500 |
| Vyve Broadband Cable | 1,000 / 50 |
May also be available: AT&T, T-Mobile, Windstream.
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