712 E Washington St, Ionia, MI 48846 Property Records

Ionia County property record for 712 E Washington St, Ionia, MI 48846

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,664 sqft
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$119,900 (Mar 2020)
Tax Bill	$2,854 (2025)
Deeds & Mortgages	Feb 2006 Mortgage Nov 2009 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20419000020500`

Property Details

APN / Parcel Number

Primary APN	`20419000020500`
Alternative APN	`34-204-190-000-205-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,664 sqft Living Area
1st Floor Area	832 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	712 E WASHINGTON ST
City	IONIA
State	MI
Zip	48846-1874
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	CITY OF IONIA STEVENSON & LOVELL ADDITION LOT 59
Legal Subdivision	CITY OF IONIA STEVENSON & LOVELL ADD
Legal Lot Number	59
Jurisdiction	IONIA MI
Township / Civil Division	IONIA
Census Block Group	4
Census Block	4013
Census Tract	31700

Owner

Source: Ionia County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	712 E WASHINGTON ST, IONIA, MI 48846-1874
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2006	Deed of Trust, Mortgage COMMERCIAL BANK GREENVILLE
Nov 3, 2009	Deed of Trust, Mortgage · Land Contract LAURA KLUNDER
Sep 19, 2018	Deed of Trust, Mortgage JVAN REAL ESTATE
Sep 19, 2018	Warranty Deed, Transfer JVAN REAL ESTATE
Mar 12, 2007	Warranty Deed, Transfer · ARM AEGIS WHOLESALE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2020 · Amount on Record
Deed Sale	Mar 6, 2020 · Amount on Record
Prior Sale	Sep 19, 2018 · Amount on Record
Prior Transfer Date	Oct 11, 2010
Prior Transfer Doc	618/9448
Record Updated	Oct 29, 2026

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IONIA MI
Property Address	712 E WASHINGTON ST, IONIA, MI 48846-1874
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0594/07274
Date	Feb 17, 2006
Book Page	594/07274

Lender

Name	COMMERCIAL BANK GREENVILLE
Address	10530 W CARSON CITY RD, GREENVILLE, MI 48838

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IONIA MI
Property Address	712 E WASHINGTON ST, IONIA, MI 48846-1874
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00614/4473
Date	Nov 3, 2009
Book Page	614/4473

Lender

Name	LAURA KLUNDER
Type	Private Party

Agreement

Type	Land Contract
Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IONIA MI
Property Address	712 E WASHINGTON ST, IONIA, MI 48846-1874
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000651/0000008734
Date	Sep 19, 2018
Book Page	0000000651/0000008734

Lender

Name	JVAN REAL ESTATE

Agreement

Amount	Amount Recorded

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IONIA MI
Recording Date	Sep 19, 2018
Property Address	712 E WASHINGTON ST, IONIA, MI 48846-1874
Document Number	651/8731
Book / Page	651 / 8731
Instrument Date	Sep 19, 2018
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 E 34TH ST, HOLLAND, MI 49423-7005

Mortgage

Document Number	0000000651/0000008734
Date	Sep 19, 2018
Book Page	0000000651/0000008734

Lender

Name	JVAN REAL ESTATE

Agreement

Amount	Amount Recorded

March 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IONIA MI
Recording Date	Mar 12, 2007
Property Address	712 E WASHINGTON ST, IONIA, MI 48846-1874
Document Number	0601/08950
Book / Page	601 / 08950
Map Reference	LB1 PG7
Instrument Date	Mar 5, 2007
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12537 SASSAFRAS RD NE, GREENVILLE, MI 48838-9018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4361 MEADOW BROOK LN, GREENVILLE, MI 48838-8781
Investor	Possibly a Property Investor

Mortgage

Document Number	0060108951
Date	Mar 12, 2007
Instrument	601/08951

Lender

Name	AEGIS WHOLESALE CORP
Type	Funding / Finance Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	7.12%
Max Rate At Change	13.1%
Index	6-Month LIBOR

Mortgage

Document Number	0602/00201
Date	Mar 21, 2007
Book Page	602/00201

Lender

Name	AEGIS WHOLESALE CORP
Type	Funding / Finance Company
Address	HOUSTON, TX 77042

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2022

Tax Assessment & Valuation

Source: Ionia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ionia County
Municipality	Ionia City
Unified School District	Ionia Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,500 (+15.38%) Land $13,200 Building $87,300	$201,000 (+15.38%) Land $26,400 Building $174,600
2025	$2,854.00 Homeowner's exemption	$87,100 (+27.15%) Land $12,300 Building $74,800	$174,200 (+27.15%) Land $24,600 Building $149,600
2023		$68,500 Land $9,100 Building $59,400	$137,000 Land $18,200 Building $118,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	11 (2004–2018)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Flooding, Apr 2013 · 5 claims Severe Storms, Tornadoes, And Flooding, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IONIA serves 11,708 people · EPA ID MI0003370
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: Point Broadband, Verizon.

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