712 E Saddletree Dr, Woodruff, SC 29388 Property Records

Spartanburg County property record for 712 E Saddletree Dr, Woodruff, SC 29388

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,581 sqft · built 2018
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,909 (Aug 2018)
Tax Bill	$1,903 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5-3700-01936`

Property Details

APN / Parcel Number

Primary APN	`5-3700-01936`
Alternative APN	`168301`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,581 sqft Living Area
Gross Area	3,151 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Vinyl
Construction Type	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	168301
Street Address	712 E SADDLETREE DR
City	WOODRUFF
State	SC
Zip	29388-8444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 86 ORCHARDS AT REIDVILLE PH 1 PB 161-291 PB 161-450 PB 174-519
Legal Subdivision	ORCHARDS AT REIDVILLE PH 1
Legal Phase	1
Legal Lot Number	86
Jurisdiction	SPARTANBURG SC
Township / Civil Division	REIDVILLE
Census Block Group	1
Census Block	1023
Census Tract	23409

Owner

Source: Spartanburg County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	712 E SADDLETREE DR, WOODRUFF, SC 29388-8444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 15, 2018	Grant Deed, Subdivision Related Transfer LOANDEPOT.COM LLC
Aug 14, 2018	Grant Deed, Subdivision Related Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2018 · Amount on Record
Deed Sale	Aug 15, 2018 · Amount on Record
Prior Sale	Aug 14, 2018 · Amount on Record
Deed Document Number	2018-37091
Deed Book / Page	120-U / 0103
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	712 E SADDLETREE DR, WOODRUFF, SC 29388-8444
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065486
Date	Nov 19, 2021
Book Page	6252/977
Instrument	2021-65486

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	EDGEWOOD, MD 21040

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Aug 15, 2018
Property Address	712 E SADDLETREE DR, WOODRUFF, SC 29388-8444
Document Number	0000037091
Book / Page	00120U / 000103
Instrument Date	Aug 10, 2018
Instrument	37091
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 15, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$835.86
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	712 E SADDLETREE DR WOODRUFF SC 293888444, WOODRUFF, SC 29388-8444

Mortgage

Document Number	37092
Date	Aug 15, 2018
Book Page	005490/000482
Instrument	37092

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2048

August 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Aug 14, 2018
Property Address	712 E SADDLETREE DR, WOODRUFF, SC 29388-8444
Document Number	0000036889
Book / Page	00120T / 000795
Instrument Date	Aug 10, 2018
Instrument	36889
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 28, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$835.86
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	712 E SADDLETREE DR WOODRUFF SC 293888444, WOODRUFF, SC 29388-8444

Mortgage

Document Number	36890
Date	Aug 14, 2018
Book Page	005489/000694
Instrument	36890

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2048

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Municipality	Reidville Town
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,903.00 (+1.39%)	$10,396 (-) Land $1,373 Building $9,023	$311,300 (-) Land $41,100 Building $270,200
2024	$1,877.00 (+0.91%)
2023	$1,860.00	$10,396 Land $1,373 Building $9,023	$311,300 Land $41,100 Building $270,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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