712 E Park St, Urbana, IL 61802 Property Records

Champaign County property record for 712 E Park St, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,084 sqft · built 1904
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$130,500 (Oct 2023)
Tax Bill	$2,742 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`91-21-09-302-006`

Property Details

APN / Parcel Number

Primary APN	`91-21-09-302-006`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,084 sqft Building Perimeter
1st Floor Area	1,084 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Exterior Material	Stucco
Foundation Type	Raised
Roof Material	Other
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Porch	Porch
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	712 E PARK ST
City	URBANA
State	IL
Zip	61802-2024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLOCK 4 BARRS, MRS. E., SUB
Legal Range	09E
Legal Township	19N
Legal Section	09
Legal Subdivision	BARRS, MRS. E., SUB
Legal Block	4
Legal Lot Number	6
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	3
Census Block	3021
Census Tract	5401

Owner

712 E Park St is owned and occupied by an individual who bought it in October 2023.

Source: Champaign County records, as of July 10, 2026

Owner of Record	Individual Name on File
Mailing Address	712 E PARK ST, URBANA, IL 61802-2024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Oct 24, 2023	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2023 · Amount on File
Deed Sale	Oct 24, 2023 · Amount on File
Prior Sale	Jul 2, 2012 · Amount on File
Deed Document Number	202315218
Prior Transfer Date	May 21, 2012
Prior Transfer Doc	0000016151
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 22, 2026
Property Address	712 E PARK ST, URBANA, IL 61802-2024
Document Number	0000009452
Instrument Date	May 27, 2026
Instrument	20269452
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 E PARK ST, URBANA, IL 61802-2024

Mortgage

Document Number	0000009452,
Date	Jun 22, 2026
Instrument	20269452

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Aug 1, 2055

Interest

Rate	6.3%
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 24, 2023
Property Address	712 E PARK ST, URBANA, IL 61802-2024
Document Number	0000015218
Map Reference	MB B PG 195
Instrument Date	Oct 20, 2023
Instrument	2023R15218
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 E PARK ST, URBANA, IL 61802-2024

Mortgage

Document Number	0000015219
Date	Oct 24, 2023
Instrument	2023R15219

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.75%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,480 Land $4,670 Building $29,810	$103,440 Land $14,010 Building $89,430
2024	$2,742.00
2022	$2,313.00 Homeowner's exemption	$27,370 Land $3,700 Building $23,670	$82,110 Land $11,100 Building $71,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 712 E Park St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 712 E Park St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, T-Mobile, Verizon.

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