Mecklenburg County property record for 712 E Park Ave, Charlotte, NC 28203
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,849 sqft · built 1941 |
| Lot Size | 0.243 acres (10,628 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $405,000 (Aug 2004) |
| Tax Bill | $11,464 (2023) |
| Deeds & Mortgages | Nov 2023 Line of Credit Mar 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 123-115-28 |
| Primary APN | 123-115-28 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,849 sqft Heated Area |
| Gross Area | 2,756 sqft |
| 1st Floor Area | 1,740 sqft |
| Upper Floors Area | 656 sqft |
| Attic Area | 240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 10,628 sqft (0.243 acres) |
| Garage Area | 324 sqft |
| Porch | Porch |
| Porch Area | 120 sqft |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 123-115-28 |
|---|---|
| Street Address | 712 E PARK AVE |
| City | CHARLOTTE |
| State | NC |
| Zip | 28203-5146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 (HD) |
| Legal Description | L C B31A M4-327 |
| Legal Subdivision | DILWORTH |
| Legal Block | 31A |
| Legal Lot Number | C |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 3500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Dilworth Historic District listed 1987 · 1,372 contributing resources · NRIS 87000610 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 712 E PARK AVE, CHARLOTTE, NC 28203-5146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Mar 23, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Oct 20, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Oct 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC |
| Aug 17, 2018 | Loan Modification, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2004 · Amount on Record |
| Deed Sale | Aug 6, 2004 · Amount on Record |
| Prior Sale | Aug 6, 2004 |
| Deed Document Number | 0000172188 |
| Last Transfer Date | Dec 1, 2009 |
| Transfer Doc | 0000162139 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 712 E PARK AVE, CHARLOTTE, NC 28203-5146 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2023 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 712 E PARK AVE, CHARLOTTE, NC 28203-5146 |
| Document Number | 0000106998 |
|---|---|
| Date | Nov 13, 2023 |
| Book Page | 38478/469 |
| Instrument | 2023106998 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 712 E PARK AVE, CHARLOTTE, NC 28203-5146 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 712 E PARK AVE, CHARLOTTE, NC 28203-5146 |
| Document Number | 0000044521 |
|---|---|
| Date | Mar 23, 2022 |
| Book Page | 37177/519 |
| Instrument | 2022044521 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 712 E PARK AVE, CHARLOTTE, NC 28203-5146 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000173283 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 35202/935 |
| Instrument | 2020173283 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 712 E PARK AVE, CHARLOTTE, NC 28203-5146 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000173282 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 35202/917 |
| Instrument | 2020173282 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2040 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 712 E PARK AVE, CHARLOTTE, NC 28203-5146 |
| Document Number | 0000117455 |
| Instrument Date | Aug 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 712 E PARK AVE CHARLOTTE NC 282035146, CHARLOTTE, NC 28203-5146 |
| Document Number | 0000117455 |
|---|---|
| Date | Sep 18, 2018 |
| Book Page | 032978/000959 |
| Instrument | 117455 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 15 (1979–2011) |
| Claims Outside the SFHA | 13 of 15 |
| Most Recent Claim | Aug 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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