712 E Main St, Xenia, OH 45385 Property Records

Greene County property record for 712 E Main St, Xenia, OH 45385

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,509 sqft · built 1930
Lot Size	0.125 acres (5,485 sqft)
Owner	Company Name on Record
Tax Bill	$1,276 (2025)
Deeds & Mortgages	May 2023 Line of Credit Sep 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`M40-0002-0008.0-0360.00`

Property Details

APN / Parcel Number

Primary APN	`M40-0002-0008.0-0360.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,509 sqft Living Area
1st Floor Area	862 sqft
Basement Area	862 sqft
Unfinished Basement	862 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Lot Area	5,485 sqft (0.125 acres)
Lot Width	34 ft Width
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	712 E MAIN ST
City	XENIA
State	OH
Zip	45385-3229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHEPHERD OFF E SIDE LOT 3 712 E MAIN ST
Legal Subdivision	SHEPHERD
Legal Lot Number	3
Jurisdiction	GREENE OH
Township / Civil Division	XENIA
Census Block Group	4
Census Block	4023
Census Tract	240600

Owner

Source: Greene County records, as of March 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	712 E MAIN ST, XENIA, OH 45385-3229
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Sep 6, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 9, 2011
Transfer Doc	0032020285
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	712 E MAIN ST, XENIA, OH 45385-3229
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 E MAIN ST, XENIA, OH 45385-3229

Mortgage

Document Number	0000005983
Date	May 8, 2023
Instrument	2023005983

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GREENE OH
Recording Date	Sep 6, 2019
Property Address	712 E MAIN ST, XENIA, OH 45385-3229
Document Number	0000014351
Instrument Date	Aug 28, 2019
Instrument	14351
Transaction Type	Transfer
Record Updated	Sep 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 E MAIN ST XENIA OH 453853229, XENIA, OH 45385-3229

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
Municipality	Xenia City
Unified School District	Xenia Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,276.00 (+1.84%)	$30,060 (-) Land $1,530 Building $28,530
2024	$1,253.00 (-1.8%)	$30,060 (-) Land $1,530 Building $28,530
2023	$1,276.00 (+197.44%)	$30,060 (+81.08%) Land $1,530 Building $28,530	$85,900 (+81.07%) Land $4,380 Building $81,520
2022	$429.00	$16,600 Land $1,390 Building $15,210
2020			$47,440 Land $3,980 Building $43,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA CITY PWS serves 29,000 people · EPA ID OH2902812
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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