712 E Grant St, Watseka, IL 60970 Property Records

Iroquois County property record for 712 E Grant St, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	0.456 acres (19,883 sqft)
Owner	Individual Name on Record
Last Sale	$188,000 (Aug 2025)
Tax Bill	$5,187 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`26 04 201 005`

Property Details

APN / Parcel Number

Primary APN	`26 04 201 005`

Exterior

Lot Area	19,883 sqft (0.456 acres)

Location & Zoning

Street Address	712 E GRANT ST
City	WATSEKA
State	IL
Zip	60970-1829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOVERIDGE SD LT 5 CITY OF WATSEKA
Legal Subdivision	LOVERIDGE SD
Legal Lot Number	5
Jurisdiction	IROQUOIS IL
Township / Civil Division	BELMONT
Census Block Group	1
Census Block	1053
Census Tract	950400

Owner

Source: Iroquois County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	712 E GRANT ST, WATSEKA, IL 60970-1829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Warranty Deed, Transfer · Conventional Mortgage FEDERATED BANK
Sep 12, 2022	Deed of Trust, Mortgage · Commercial Mortgage IROQUOIS FARMERS STATE BANK
Aug 7, 2018	Warranty Deed, Transfer · Commercial Mortgage IROQUOIS FARMERS STATE BANK
Aug 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2025 · Amount on Record
Deed Sale	Aug 28, 2025 · Amount on Record
Prior Sale	Aug 7, 2018 · Amount on Record
Deed Document Number	20252842
Prior Transfer Date	Aug 2, 2018
Prior Transfer Doc	0000002380
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jan 13, 2023
Property Address	712 E GRANT ST, WATSEKA, IL 60970-1829
Document Number	00023R0138
Map Reference	DOC 77-P-21
Instrument Date	Jan 13, 2023
Instrument	23R0138
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	734 S JORDANS CT, WATSEKA, IL 60970-1787

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 428, SHELDON, IL 60966-0428

Mortgage

Document Number	00023R0139
Date	Jan 13, 2023
Instrument	23R0139

Lender

Name	FEDERATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate	6.87%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	712 E GRANT ST, WATSEKA, IL 60970-1829
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 E GRANT ST, WATSEKA, IL 60970-1829

Mortgage

Document Number	00022R3263
Date	Sep 12, 2022
Instrument	22R3263

Lender

Name	IROQUOIS FARMERS STATE BANK
Type	Bank
Address	IROQUOIS, IL 60945

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Aug 7, 2018
Property Address	712 E GRANT ST, WATSEKA, IL 60970-1829
Document Number	18R2425
Map Reference	DOC77-P-21
Instrument Date	Aug 7, 2018
Instrument	18R2425
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$108.75
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	712 E GRANT ST, 712, WATSEKA, IL 60970-1829

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	712 E GRANT ST, WATSEKA, IL 60970-1829

Mortgage

Document Number	18R2426
Date	Aug 7, 2018
Instrument	18R2426

Lender

Name	IROQUOIS FARMERS STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IROQUOIS IL
Recording Date	Aug 2, 2018
Property Address	712 E GRANT ST, WATSEKA, IL 60970-1829
Document Number	18R2380
Map Reference	DOC77-P-21
Instrument Date	Aug 2, 2018
Instrument	18R2380
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 160, WATSEKA, IL 60970-0160

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 E GRANT ST, WATSEKA, IL 60970-1829

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Belmont Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,187.00 (+113.46%)	$57,100 (+93.76%) Land $12,180 Building $44,920	$171,300 (+93.76%) Land $36,540 Building $134,760
2022	$2,430.00 Homeowner's exemption	$29,470 Land $9,780 Building $19,690	$88,410 Land $29,340 Building $59,070

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	237 (1979–2018)
Claims Outside the SFHA	4 of 237
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2008 · 106 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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