712 E Bannock St, Boise, ID 83712 Property Records

Ada County property record for 712 E Bannock St, Boise, ID 83712

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,134 sqft · built 1945
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$658,350 (Mar 2026)
Tax Bill$4,406 (2025)
Deeds & MortgagesMar 2026 Mortgage
Nov 2020 Line of Credit
+ 1 more
Flood ZoneZone X (moderate risk)
APNR2039251240

Property Details

APN / Parcel Number

Primary APNR2039251240

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,134 sqft Living Area
Gross Area1,746 sqft
1st Floor Area900 sqft
Basement Area780 sqft
Finished Basement234 sqft
Unfinished Basement546 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 2011
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.22 acres)
PorchPorch
Porch Area25 sqft
Patio Area66 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address712 E BANNOCK ST
CityBOISE
StateID
Zip83712-6409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2H
Legal DescriptionW 33 OF LOT 12 LOT 13 BLK 9 EAST SIDE ADD #9287497 #98078140
Legal Range02E
Legal Township03N
Legal Section11
Legal SubdivisionEAST SIDE ADD
Legal Block9
Legal Lot Number12,13
JurisdictionADA ID
Township / Civil DivisionBOISE CITY
Census Block Group1
Census Block1016
Census Tract701

Owner

Source: Ada County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address712 E BANNOCK ST, BOISE, ID 83712-6409
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2026Warranty Deed, Transfer · Conventional Mortgage
FUTUREMORTGAGE.COM LLC
Nov 23, 2020Deed of Trust, Mortgage · Line of Credit
IDAHO CENTRAL CU
May 28, 2021Deed of Trust, Mortgage · Line of Credit
IDAHO CENTRAL CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 10, 2026 · Amount on Record
Deed SaleMar 10, 2026 · Amount on Record
Prior SaleJun 10, 2009
Deed Document Number202616502
Prior Transfer DateJun 9, 2009
Prior Transfer Doc0109067521
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADA ID
Recording DateMar 10, 2026
Property Address712 E BANNOCK ST, BOISE, ID 83712-6409
Document Number0000016502
Map ReferenceMB 1 PG 6
Instrument DateFeb 19, 2026
Instrument2026-016502
Transaction TypeTransfer
Record UpdatedMar 19, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address712 E BANNOCK ST, BOISE, ID 83712-6409

Mortgage

Document Number0000016503
DateMar 10, 2026
Instrument2026-016503
Lender
NameFUTUREMORTGAGE.COM LLC
TypeMortgage Company
AddressBOISE, ID 83713
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADA ID
Property Address712 E BANNOCK ST, BOISE, ID 83712-6409
Transaction TypeMortgage
Record UpdatedSep 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000160361
DateNov 23, 2020
Instrument2020-160361
Lender
NameIDAHO CENTRAL CU
TypeCredit Union
AddressPOCATELLO, ID 83206
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueNov 22, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADA ID
Property Address712 E BANNOCK ST, BOISE, ID 83712-6409
Transaction TypeMortgage
Record UpdatedSep 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000084127
DateMay 28, 2021
Instrument2021-084127
Lender
NameIDAHO CENTRAL CU
TypeCredit Union
AddressPOCATELLO, ID 83206
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 27, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateIdaho
CountyAda County
MunicipalityBoise City
Unified School DistrictBoise City Independent School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$576,900 (-4.34%)$576,900 (-4.34%)
2025$4,406.00 (+5.71%)$603,100 (+15.07%)$603,100 (+15.07%)
2024$4,168.00 (+6.57%)
2023$524,100 Land $220,000 Building $304,100$524,100 Land $220,000 Building $304,100
2022$3,911.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1979–2000)
Claims Outside the SFHA1 of 3
Most Recent ClaimFeb 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 92% of Idaho
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER IDAHO
private · serves 264,978 people · EPA ID ID4010016
Water SourceSurface water
Last State InspectionNov 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
1,000 / 75
Sparklight
Cable
1,000 / 50
Anthem Broadband
Fixed Wireless
500 / 100
White Cloud Communications
Fixed Wireless
200 / 50
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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