712 E 98th St, Odessa, TX 79765 Property Records

Ector County property record for 712 E 98th St, Odessa, TX 79765

Property Summary

Property Type	Single Family Home
Details	1,446 sqft · built 2017
Lot Size	0.139 acres (6,055 sqft)
Owner	Individual Name on File
Tax Bill	$1,687 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21225-03118-05500`

Property Details

APN / Parcel Number

Primary APN	`21225-03118-05500`
Alternative APNs	`21225.04563.02000` `R100104788` `100104788`

Interior

Building Area	1,446 sqft Living Area

Exterior

Year Built	Built 2017
Lot Area	6,055 sqft (0.139 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	25 sqft

Location & Zoning

Account Number	100104788
Street Address	712 E 98TH ST
City	ODESSA
State	TX
Zip	79765-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC1
Legal Description	NORTH PARK ADDN BLOCK 31 LOT 55
Legal Subdivision	NORTH PARK ADDN
Legal Block	31
Legal Lot Number	55
Jurisdiction	ECTOR TX
Township / Civil Division	ODESSA
Census Block Group	1
Census Block	1009
Census Tract	2501

Owner

Source: Ector County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	712 E 98TH ST, ODESSA, TX 79765-1515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Vendor's Lien, Transfer · Conventional Mortgage FIRST HORIZON BANK
Apr 15, 2020	Deed of Trust, Mortgage NEW AMERICAN FNDG
Feb 13, 2018	Grant Deed, Subdivision Related Transfer FBC MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 17, 2025
Deed Sale	Oct 17, 2025
Prior Sale	Feb 13, 2018
Deed Document Number	2025-00020093
Record Updated	Jun 8, 2026

October 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ECTOR TX
Recording Date	Oct 17, 2025
Property Address	712 E 98TH ST, ODESSA, TX 79765-1515
Document Number	0000020093
Map Reference	CAB B PG 197-A
Instrument Date	Oct 9, 2025
Instrument	2025-00020093
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 E 98TH ST, ODESSA, TX 79765-1515

Mortgage

Document Number	0000020094
Date	Oct 17, 2025
Instrument	2025-00020094

Lender

Name	FIRST HORIZON BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ECTOR TX
Property Address	712 E 98TH ST, ODESSA, TX 79765-1515
Document Number	0000007648
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 E 98TH ST ODESSA TX 797651515, ODESSA, TX 79765-1515

Mortgage

Document Number	0000007648
Date	May 1, 2020
Instrument	7648

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2050

February 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ECTOR TX
Recording Date	Feb 13, 2018
Property Address	712 E 98TH ST, ODESSA, TX 79765-1515
Document Number	0000002087
Instrument Date	Feb 7, 2018
Instrument	2087
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2019
Title Company	TITLE ONE DIGITAL TITLE SERVICES L, TITLE ONE DIGITAL TITLE SVCS L

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 E 98TH ST ODESSA TX 79765, ODESSA, TX 79765

Mortgage

Document Number	2088
Date	Feb 13, 2018
Instrument	2088

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2048

Tax Assessment & Valuation

Source: Ector County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Ector County
Municipality	Odessa City
Unified School District	Ector County Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$241,707 (+13.57%) Land $15,440 Building $226,267	$241,707 (+13.57%) Land $15,440 Building $226,267
2024	$1,687.00 (-25.88%)
2023	$2,276.00 (-26.1%) Homeowner's exemption	$212,820 Land $15,440 Building $197,380	$212,820 Land $15,440 Building $197,380
2022	$3,080.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ODESSA serves 123,334 people · EPA ID TX0680002
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
BSX Broadband Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
Rural Telecommunications of America Fixed Wireless	300 / 150
Net Ops Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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