712 E 4th St, Sandwich, IL 60548 Property Records

DeKalb County property record for 712 E 4th St, Sandwich, IL 60548

Property Summary

Property Type	Single Family Home
Lot Size	0.274 acres (11,954 sqft)
Owner	2 Individual Names on Record
Last Sale	$211,000 (Jun 2022)
Tax Bill	$4,690 (2024)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-25-379-002`

Property Details

APN / Parcel Number

Primary APN	`19-25-379-002`

Exterior

Lot Area	11,954 sqft (0.274 acres)
Lot Dimensions	148 ft deep x 80.5 ft wide

Location & Zoning

Account Number	1925379002
Street Address	712 E 4TH ST
City	SANDWICH
State	IL
Zip	60548-1719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 1 - BLK 16 - SEDGWICKS ADDITION
Legal Subdivision	SEDGWICKS ADDITION
Legal Block	16
Legal Lot Number	1
Jurisdiction	DE KALB IL
Township / Civil Division	SANDWICH
Census Block Group	3
Census Block	3014
Census Tract	2000

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	503 CASTLE ST, SANDWICH, IL 60548-1205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BK/IL
Dec 12, 2016	Deed of Trust, Mortgage · Conventional with PMI FIRST NAT'L BK/OTTAWA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2022 · Amount on Record
Deed Sale	Jun 15, 2022 · Amount on Record
Prior Sale	Oct 30, 2015 · Amount on Record
Deed Document Number	20225754
Prior Transfer Date	May 31, 2022
Prior Transfer Doc	0000005754
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jun 15, 2022
Property Address	712 E 4TH ST, SANDWICH, IL 60548-1719
Document Number	0000005754
Instrument Date	May 31, 2022
Instrument	2022005754
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	712 E 4TH ST, SANDWICH, IL 60548-1719

Mortgage

Document Number	0000005755
Date	Jun 15, 2022
Instrument	2022005755

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.75%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	712 E 4TH ST, SANDWICH, IL 60548-1719
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005570
Date	Apr 30, 2021
Instrument	2021005570

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	712 E 4TH ST, SANDWICH, IL 60548-1719
Document Number	0000008409
Instrument Date	Aug 3, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	WHEATLAND TITLE, WHEATLAND TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 E 4TH ST SANDWICH IL 605481719, SANDWICH, IL 60548-1719

Mortgage

Document Number	0000008409
Date	Aug 21, 2020
Instrument	8409

Lender

Name	FIRST MIDWEST BK/IL
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2050

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	712 E 4TH ST, SANDWICH, IL 60548-1719
Document Number	0000000426
Instrument Date	Dec 12, 2016
Transaction Type	Mortgage
Record Updated	Mar 27, 2017
Title Company	WHEATLAND TITLE, WHEATLAND TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 E 4TH ST SANDWICH IL 605481719, SANDWICH, IL 60548-1719

Mortgage

Document Number	0000000426
Date	Jan 20, 2017
Instrument	426

Lender

Name	FIRST NAT'L BK/OTTAWA
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2047

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sandwich Township
Municipality	Sandwich City
Unified School District	Sandwich Community Unit School District 430 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$73,824 (+22.25%) Land $23,023 Building $50,801	$221,472 (+22.25%) Land $69,069 Building $152,403
2024	$4,690.00
2023		$60,388 Land $18,833 Building $41,555	$181,164 Land $56,499 Building $124,665

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDWICH serves 7,156 people · EPA ID IL0374850
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband.

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