712 E 46th St, Savannah, GA 31405 Property Records

Chatham County property record for 712 E 46th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 3,300 sqft · built 1933
Lot Size	0.145 acres (6,299 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,075,000 (Jun 2024)
Tax Bill	$22,687 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2-0076-23-011`

Property Details

APN / Parcel Number

Primary APN	`2-0076-23-011`
Alternative APN	`L330300`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,300 sqft Living Area
1st Floor Area	1,815 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,299 sqft (0.145 acres)
Lot Dimensions	105 ft deep x 60 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	712 E 46TH ST
City	SAVANNAH
State	GA
Zip	31405-2442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOT 148, EAST 15 FEET OF LOT 147 AND WEST 15 FEET OF LOT 149 D
Legal Subdivision	ARDSLEY PARK
Legal Lot Number	148,147
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2016
Census Tract	3000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	712 E 46TH ST, SAVANNAH, GA 31405-2442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE
Oct 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE
Jul 25, 2023	Warranty Deed, Transfer
Apr 1, 2021	Warranty Deed, Transfer · VA Mortgage NBKC BANK
Mar 31, 2017	Warranty Deed, Transfer · Closed-End Mortgage ATLANTIC COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2024 · Amount on Record
Deed Sale	Jun 11, 2024 · Amount on Record
Prior Sale	Jul 25, 2023 · Amount on Record
Deed Book / Page	3400 / 47
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	712 E 46TH ST, SAVANNAH, GA 31405-2442
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 E 46TH ST, SAVANNAH, GA 31405-2442

Mortgage

Document Number	0038210772
Date	Nov 3, 2025
Book Page	0000003821/0000000772

Lender

Name	UNITED WHOLESALE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	712 E 46TH ST, SAVANNAH, GA 31405-2442
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 E 46TH ST, SAVANNAH, GA 31405-2442

Mortgage

Document Number	0038170780
Date	Oct 30, 2025
Book Page	0000003817/0000000780

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jul 25, 2023
Property Address	712 E 46TH ST, SAVANNAH, GA 31405-2442
Document Number	0031510229
Book / Page	3151 / 229
Instrument Date	Jul 21, 2023
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 10186, SAVANNAH, GA 31412-0386

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Apr 1, 2021
Property Address	712 E 46TH ST, SAVANNAH, GA 31405-2442
Document Number	0023100038
Book / Page	2310 / 38
Instrument Date	Apr 1, 2021
Instrument	2021-003821
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 E 46TH ST, SAVANNAH, GA 31405-2442
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002310/0000000040
Date	Apr 5, 2021
Book Page	0000002310/0000000040

Lender

Name	NBKC BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Mar 31, 2017
Property Address	712 E 46TH ST, SAVANNAH, GA 31405-2442
Document Number	0010440674
Book / Page	1044 / 674
Instrument Date	Mar 31, 2017
Instrument	2017-002953
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 E 46TH ST, SAVANNAH, GA 31405-2442

Mortgage

Document Number	0010440675
Date	Apr 5, 2017
Book Page	1044/675
Instrument	30301990011

Lender

Name	ATLANTIC COMMUNITY BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 1, 2018

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$452,040 (+0.17%) Land $64,000 Building $388,040	$1,130,100 (+0.17%) Land $160,000 Building $970,100
2025	$22,687.00 (+99.08%)	$451,280 (+34.02%) Land $64,000 Building $387,280	$1,128,200 (+34.02%) Land $160,000 Building $968,200
2023		$336,720 (+15.47%) Land $64,800 Building $271,920	$841,800 (+15.47%) Land $162,000 Building $679,800
2022	$11,396.00	$291,600 Land $17,040 Building $274,560	$729,000 Land $42,600 Building $686,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 87 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	87 in force
Nearby Flood Claims	215 (1979–2024)
Claims Outside the SFHA	209 of 215
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave, Hotwire Communications, LiveOak Fiber.

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