712 E 18th St, Cozad, NE 69130 Property Records

Dawson County property record for 712 E 18th St, Cozad, NE 69130

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,662 sqft · built 2018
Lot Size	0.22 acres (9,581 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Jul 2024)
Tax Bill	$3,863 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3410-00-0-20116-006-0006`

Property Details

APN / Parcel Number

Primary APN	`3410-00-0-20116-006-0006`
Alternative APN	`240105308`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,662 sqft Living Area
1st Floor Area	1,662 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,581 sqft (0.22 acres)
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	320 sqft
Deck Area	132 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	712 E 18TH ST
City	COZAD
State	NE
Zip	69130-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	00001647 LOT 6, BLK 6 OGORSOLKAS FIRST ADD
Legal Subdivision	FIRST ADD
Legal Block	6
Legal Lot Number	6
Jurisdiction	DAWSON NE
Township / Civil Division	COZAD
Census Block Group	1
Census Block	1021
Census Tract	968300

Owner

712 E 18th St is owned and occupied by an individual who bought it in July 2024.

Source: Dawson County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	712 E 18TH ST, COZAD, NE 69130-1203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage SECURITY FIRST BANK
Jul 3, 2019	Warranty Deed, Transfer · Conventional Mortgage SECURITY FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2024 · Amount on File
Deed Sale	Jul 23, 2024 · Amount on File
Prior Sale	Mar 3, 2022 · Amount on File
Deed Document Number	20241786
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAWSON NE
Recording Date	Mar 3, 2022
Property Address	712 E 18TH ST, COZAD, NE 69130-1203
Document Number	0020220680
Instrument Date	Mar 1, 2022
Instrument	2022-0680
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$587.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0020220681
Date	Mar 3, 2022
Instrument	2022-0681

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAWSON NE
Property Address	712 E 18TH ST, COZAD, NE 69130-1203
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210838
Date	Mar 10, 2021
Instrument	2021-0838

Lender

Name	SECURITY FIRST BANK
Type	Bank
Address	LINCOLN, NE 68516

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAWSON NE
Recording Date	Jul 3, 2019
Property Address	712 E 18TH ST, COZAD, NE 69130-1203
Document Number	0020191564
Instrument Date	Jun 17, 2019
Instrument	2019-1564
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$488.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0020191565
Date	Jul 3, 2019
Instrument	2019-1565

Lender

Name	SECURITY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 712 E 18th St was $3,863.

Source: Dawson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Dawson County
Municipality	Cozad City
Unified School District	Cozad Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,047 (+20.31%) Land $11,497 Building $297,550	$309,047 (+20.31%) Land $11,497 Building $297,550
2025	$3,863.00	$256,877 Land $11,497 Building $245,380	$256,877 Land $11,497 Building $245,380
2023	$5,092.00	$235,763 Land $9,581 Building $226,182	$235,763 Land $9,581 Building $226,182

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 712 E 18th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 712 E 18th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COZAD serves 3,915 people · EPA ID NE3104701
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cozad Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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