712 E 10th St N, Ladysmith, WI 54848 Property Records

Rusk County property record for 712 E 10th St N, Ladysmith, WI 54848

Property Summary

Property Type	Single Family Home
Lot Size	0.514 acres (22,390 sqft)
Owner	Individual Name on Record
Last Sale	$182,000 (Jan 2023)
Tax Bill	$1,816 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`246-01586-0000`

Property Details

APN / Parcel Number

Primary APN	`246-01586-0000`

Exterior

Lot Area	22,390 sqft (0.514 acres)

Location & Zoning

Street Address	712 E 10TH ST N
City	LADYSMITH
State	WI
Zip	54848-2524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENWOOD PARK ADDITION LOT 11 & 12 BLOCK 5 DOCUMENT # 366360
Legal Range	06W
Legal Township	35N
Legal Section	35
Legal Subdivision	GREENWOOD PARK ADD
Legal Block	5
Legal Lot Number	11-12
Jurisdiction	RUSK WI
Township / Civil Division	LADYSMITH
Census Block Group	1
Census Block	1033
Census Tract	960500

Owner

Source: Rusk County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	712 E 10TH ST N, LADYSMITH, WI 54848-2524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Personal Representative Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Nov 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITY OF LADYSMITH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2023 · Amount on Record
Deed Sale	Jan 3, 2023 · Amount on Record
Deed Document Number	2023366360
Record Updated	Jun 8, 2026

January 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	RUSK WI
Recording Date	Jan 3, 2023
Property Address	712 E 10TH ST N, LADYSMITH, WI 54848-2524
Document Number	0000366360
Instrument Date	Jan 3, 2023
Instrument	366360
Transaction Type	Transfer
Record Updated	Jan 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$546.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000366361
Date	Jan 3, 2023
Instrument	366361

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Fixed Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	712 E 10TH ST N, LADYSMITH, WI 54848-2524
Transaction Type	Mortgage
Record Updated	May 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	633/683
Date	Nov 27, 2017
Book Page	633/683
Instrument	346674

Lender

Name	CITY OF LADYSMITH
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rusk County
Municipality	Ladysmith City
Unified School District	Ladysmith School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,816.00 (+28.89%) Homeowner's exemption	$67,700 (-) Land $12,200 Building $55,500	$115,600 (+36.8%)
2023	$1,409.00 Homeowner's exemption	$67,700 Land $12,200 Building $55,500	$84,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1994)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADYSMITH WATERWORKS serves 3,184 people · EPA ID WI8550131
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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