712 Duff Ave, Ames, IA 50010 Property Records

Story County property record for 712 Duff Ave, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,265 sqft · built 1893
Lot Size	0.301 acres (13,095 sqft)
Owner	Individual Name on Record
Last Sale	$378,500 (Sep 2025)
Tax Bill	$7,788 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-02-401-125`

Property Details

APN / Parcel Number

Primary APN	`09-02-401-125`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,265 sqft Living Area
1st Floor Area	998 sqft
Attic	Attic
Attic Area	349 sqft
Basement Area	1,250 sqft
Unfinished Basement	1,237 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,095 sqft (0.301 acres)
Garage Type	Detached
Garage Area	880 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	105 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	712 DUFF AVE
City	AMES
State	IA
Zip	50010-6354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UCRM
Legal Description	IVES ADD PARCEL B LOT 11 & LOT 10 BLK 1 SLIDE 404 PG 5
Legal Subdivision	IVE'S ADD
Legal Block	1
Legal Lot Number	10,11
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3009
Census Tract	900

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	712 DUFF AVE, AMES, IA 50010-6354
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2019	Deed of Trust, Mortgage · VA Mortgage INLANTA MORTGAGE INC
Sep 17, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK AMES IOWA
Dec 12, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2025 · Amount on Record
Deed Sale	Sep 17, 2025 · Amount on Record
Prior Sale	Dec 12, 2018 · Amount on Record
Deed Document Number	20257576
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	712 DUFF AVE, AMES, IA 50010-6354
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20201912488
Date	Dec 26, 2019
Instrument	202019-12488

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Sep 17, 2025
Property Address	712 DUFF AVE, AMES, IA 50010-6354
Document Number	0202507576
Map Reference	DOC 11-0428
Instrument Date	Sep 12, 2025
Instrument	2025-07576
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$604.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 DUFF AVE, AMES, IA 50010-6354

Mortgage

Document Number	0202507577
Date	Sep 17, 2025
Instrument	2025-07577

Lender

Name	FIRST NATIONAL BANK AMES IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Sep 16, 2032

Mortgage

Document Number	0202507588
Date	Sep 17, 2025
Instrument	2025-07588

Lender

Name	FIRST NATIONAL BANK AMES IOWA
Type	Bank
Address	AMES, IA 50010

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Nov 16, 2030

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Dec 12, 2018
Property Address	712 DUFF AVE, AMES, IA 50010-6354
Document Number	0201811147
Instrument Date	Nov 30, 2018
Instrument	2018-11147
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 DUFF AVE, AMES, IA 50010-6354

Mortgage

Document Number	0201811148
Date	Dec 12, 2018
Instrument	2018-11148

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,788.00 (-2.84%) Homeowner's exemption	$577,200 (+0.82%) Land $65,500 Building $511,700	$577,200 (+0.82%) Land $65,500 Building $511,700
2024	$8,016.00 (+42.03%)
2023		$572,500 Land $86,100 Building $486,400	$572,500 Land $86,100 Building $486,400
2022	$5,644.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: ICS Advanced Technologies, T-Mobile.

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